Palmetto/Rubonia Homes with Bay Front Water Frontage

Palmetto/Rubonia Homes with Bay Front Water Frontage

Welcome to the enchanting community of Palmetto, nestled in the heart of Manatee County, Florida. This charming city offers a unique blend of small-town allure and coastal elegance, making it a coveted destination for homebuyers seeking a slice of paradise. With its picturesque waterfront views and vibrant local culture, Palmetto is a haven for those who appreciate the beauty of nature and the serenity of bayfront living.

One of the most alluring features of this region is its stunning homes with bayfront waterfrontage. Imagine waking up each morning to the gentle sound of waves lapping against the shore, with breathtaking views of the shimmering waters of Tampa Bay right outside your window. These properties not only provide a tranquil escape but also offer a lifestyle filled with outdoor adventures, from boating and fishing to kayaking and paddleboarding.

Palmetto boasts a rich history and a welcoming community atmosphere, with an array of parks, walking trails, and recreational facilities that encourage an active lifestyle. The nearby waterfront parks are perfect for family picnics, while the local marina offers easy access to the bay for those who love to sail or fish.

Centrally located, Palmetto is just a short drive from the bustling cities of Sarasota and Bradenton, providing residents with the best of both worlds—peaceful living with easy access to urban amenities. With its idyllic setting, friendly community, and stunning bayfront homes, Palmetto is truly a hidden gem on Florida’s Gulf Coast. Come discover your dream waterfront property in this beautiful region!

Newest Palmetto/Rubonia Homes with Bay Front Water Frontage

2320 Terra Ceia Bay Boulevard Unit 711, Palmetto
$110,000
1 Beds ⋅ 1 Baths ⋅ Park West SubDv. ⋅ 34221 Zip Code
Experience the charm of coastal living in this beautifully appointed, turnkey 1-bedroom, 1-bath condo located on the 7th floor of Terra Ceia Club Condo. Enjoy picturesque views of the tranquil pond and Terra Ceia Bay, along with breathtaking sunsets from this inviting residence. The updated kitchen features quartz countertops, newer appliances, and a 5-stage reverse osmosis water filtration system. Newer furnishings throughout, including a sleeper sofa just two years old, add comfort and convenience for owners and guests alike. Additional storage in the laundry closet adds everyday practicality. Offered TURNKEY, this condo is an ideal seasonal retreat, year-round residence, or attractive investment opportunity with rental income potential. Milestone and SIRS inspections have been completed for added peace of mind. Terra Ceia Club Condo residents enjoy their own heated swimming pool and fitness center, along with access to additional recreational and social amenities, including golf, tennis, pickleball, and dining at the Back Bay Grill, available for additional fees. Ideally situated along Florida's beautiful Gulf Coast, this hidden gem offers convenient access to shopping, arts and entertainment, marinas, boating, fishing, major league sports, and three international airports. The renowned beaches of Anna Maria Island, Siesta Key, and Clearwater Beach are all within easy reach. Whether unwinding with a peaceful sunset overlooking the bay or enjoying the community's recreational and social opportunities, this residence captures the essence of Florida coastal living!

2320 Terra Ceia Bay Boulevard Unit 711, Palmetto
2110 4th Street E, Palmetto
$1,350,000
4 Beds ⋅ 4 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
Virtually Staged. Nestled within the prestigious gated community of Water’s Edge at Sanctuary Cove, this custom-built waterfront residence offers the beauty of life on the water, the privacy of a peaceful retreat, and the added peace of mind that comes with newer construction and a Generac whole-house generator. Built in 2022, the home features over 3,000 square feet of living space, four bedrooms plus an office, a private primary retreat with patio access, three full bathrooms, a spacious kitchen with a Forno gas range and peninsula seating that flows seamlessly into the open family room. Let the outdoors in with two sets of French doors that open between the family room and the outdoor covered patio with an outdoor kitchen providing a perfect set up for entertaining. Boasting 110 feet of FRESHWATER canal frontage, a private dock with a 13,000-pound boat lift, and access through the community canal system to the Manatee River and surrounding waterways, this home is a boater's dream. Enjoy a fully fenced backyard designed for relaxation and entertaining, featuring a sparkling pool with bubblers, a sun shelf with an umbrella, expansive paver patios, inviting outdoor dining and lounge areas, and generous lawn space. Together, these elements create an idyllic setting for sun-filled afternoons, intimate gatherings, and peaceful evenings overlooking the water. Another unique feature of this residence is the two separate car garages; one car and a two car, each with its own private entrance, offering a unique arrangement for extended family or guests. Beyond your private oasis, Sanctuary Cove delivers a resort-inspired lifestyle with a gated entrance, waterfront marina, resort-style pool and a clubhouse, fitness center, playground, dog park, and beautiful riverfront gathering areas. Enjoy the surrounding waterways of Terra Ceia Bay and the Manatee River, with access to the boating and coastal lifestyle that makes this area so desirable. Conveniently located directly across the street from the popular Detwiler's Fresh Farm Market and just minutes from historic downtown Palmetto, Bradenton, Sarasota, St. Petersburg, and Tampa, this property offers the perfect balance of peaceful waterfront living and everyday convenience. Don't miss this opportunity to experience the best of Florida waterfront living at Sanctuary Cove!

2110 4th Street E, Palmetto
2318 5th Street E, Palmetto
$699,900
3 Beds ⋅ 4 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
Discover the perfect blend of modern elegance and Florida coastal living in this stunning 2022-built home in the sought-after gated waterfront community of Sanctuary Cove in Palmetto. Offering an impressive 2,507 square feet of heated living space, 3 bedrooms, 3 full bathrooms, and a half bath, this beautifully appointed residence stands out with its stylish finishes, spacious design, and pristine, move-in-ready condition. Step inside and fall in love with the light, open feel and neutral palette that creates an atmosphere of effortless style. The expansive open-concept living area flows beautifully into the kitchen, making it equally suited for elegant entertaining and comfortable everyday living. Beyond the interior, a screened lanai and fenced backyard create the perfect private retreat for enjoying peaceful mornings, relaxing evenings, and the year-round Florida lifestyle. Sanctuary Cove offers an exceptional waterfront setting near the Manatee River, with a beautiful clubhouse, community marina, and opportunities to enjoy the boating lifestyle. Conveniently located near Tampa, Bradenton, Sarasota, Gulf Coast beaches, premier shopping, dining, and entertainment, this home delivers modern comfort in a sought-after coastal community. Stylish, spacious, and impeccably maintained—this is Florida living at its finest! Don't miss your opportunity to make this exceptional Sanctuary Cove home your own. Schedule your private showing today and come experience firsthand everything this beautiful home and waterfront community have to provide. This is the larger model being offered with 3.5 baths and 3/bedrooms and office.

2318 5th Street E, Palmetto
320 Bayshore Drive, Palmetto
$1,100,000
34221 Zip Code
RARE WATERFRONT COMMERCIAL OPPORTUNITY — NEAR I-75 & I-275 | TERRA CEIA BAY | PALMETTO, FLORIDA! Discover an exceptional opportunity to acquire approximately 0.95 acres of waterfront property along beautiful Terra Ceia Bay, strategically located near the I-75 and I-275 interchange in northern Manatee County! Situated at 320 Bayshore Drive, this unique property combines a highly desirable waterfront setting with convenient access to major transportation corridors serving Tampa, St. Petersburg, Bradenton, Sarasota, and the surrounding Gulf Coast region. The property features an existing 2,826-square-foot building with 3,122 square feet under roof, offering potential for renovation, adaptive reuse, or future redevelopment. The building requires repairs and updating, allowing a new owner to evaluate improvements and customize the property to suit their intended use. LOCATION IS A MAJOR ADVANTAGE! Positioned just off the US 19 corridor and near the interstate junction, this property offers convenient regional connectivity while maintaining the appeal of a scenic waterfront setting. Mature trees, established surroundings, and frontage along Terra Ceia Bay add character to this distinctive property. Whether you're an investor seeking a unique waterfront asset, a business owner exploring a potential commercial location, or a developer evaluating future opportunities, this property offers flexibility and possibilities worth investigating. WATERFRONT LOCATION • NEAR MAJOR INTERSTATES • EXISTING BUILDING • RENOVATION & REDEVELOPMENT POTENTIAL! Property is offered with existing improvements in need of renovation. Commercial uses, redevelopment opportunities, and improvements are subject to verification of zoning, permitting, environmental requirements, and governmental approvals. Additional property photographs and information are available upon request. Explore the potential of this distinctive Terra Ceia Bay waterfront property!

320 Bayshore Drive, Palmetto
6 Basin Street, Palmetto
$189,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
WATER FRONT and NO LOT RENT, with your own assigned boat dock steps from your home. Fully Furnished updated 1 bedroom home with direct views of the harbor/bay from your living room. Enclosed Patio on the left side of home and air conditioned for comfort adding a great Florida relaxing space. Fully furnished and ready for move in. Kitchen has Granite counters, newer appliance's, and soft close cabinets. Storage shed in the rear with washer/dryer. Tropic Isles is a 55+ active community loaded with amenities, heated pool and spa, full service marina with boat ramp, shuffleboard, fitness room, community activity calendar. All the amenities plus, water, trash, sewer, management, and the marina included in the monthly fee of $372. Private Financing Available. More photos to come.

6 Basin Street, Palmetto
902 25th Avenue W, Palmetto
$999,000
4 Beds ⋅ 3 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
EXTRAORDINARY WATERFRONT PARADISE OFFERING THE ULTIMATE FLORIDA LIFESTYLE! This absolutely stunning, completely renovated 4 BEDROOM, 3 BATHROOM waterfront residence offers luxurious interiors, spectacular outdoor spaces and exceptional boating access, ideal as a primary residence, winter retreat or vacation rental! Perfectly situated on a DEEP WATER CANAL WITH NO BRIDGES TO THE OPEN WATERS OF TAMPA BAY AND THE GULF, this tropical paradise makes every day feel like a vacation! From the gorgeous renovations to the BRAND NEW RESORT STYLE POOL, this is waterfront living at its finest! Beautifully updated inside and out, the home showcases modern design and attention to detail. An open, inviting floor plan connects the spacious living and dining areas, with beautiful flooring, abundant natural light and a fireplace adding warmth and character. The updated kitchen features granite countertops, white cabinetry with glass front accents, stainless steel appliances and generous counter seating, creating a wonderful space for cooking and gathering. The spacious primary suite is a private retreat with charming shiplap walls and barn doors leading to a GORGEOUS primary bathroom! Its distinctive double vessel sinks, beautiful wood vanity, gold tone fixtures and oversized walk in shower with built in bench and multiple shower controls create a spa inspired experience. Three additional bedrooms offer flexibility for family, guests or an office, complemented by updated bathrooms. The owners have spared no expense on upgrades, including a newer roof, new A/C and ductwork, new pool and equipment, all new plumbing including removal of cast iron drains, new electrical, spray foam insulation, new landscaping and irrigation system, new dock, 10,000 LB COVERED BOAT LIFT, seawall and more! THE OUTDOOR LIVING SPACE IS NOTHING SHORT OF SPECTACULAR! Designed to embrace Florida’s year round sunshine and waterfront lifestyle, this incredible backyard is truly an entertainer’s dream! The BRAND NEW SWIMMING POOL features a spacious sun shelf, perfect for relaxing in the tropical surroundings. Multiple lounging and gathering areas invite entertaining or quiet moments by the water. One of the property’s most impressive features is the HUGE CUSTOM TIKI HUT, complete with generous bar seating and an incredible tropical atmosphere! Whether hosting gatherings, enjoying cocktails with friends or relaxing after a day on the water, this exceptional property delivers the feeling of your own private paradise. Beautiful tropical landscaping and inviting seating areas create a setting that is both private and visually stunning. For boating enthusiasts, the location is equally impressive! With DIRECT BOATING ACCESS AND NO BRIDGES TO TAMPA BAY AND THE GULF, the best of Florida’s Gulf Coast is within reach. Spend your days cruising beautiful waterways, fishing offshore, exploring nearby islands or visiting waterfront restaurants by boat. Return home to your tropical oasis, where the pool, tiki hut and spectacular outdoor spaces await! This exceptional residence represents an incredible lifestyle combining luxurious modern amenities, outstanding outdoor entertaining and the freedom of waterfront living. DO NOT MISS THIS AMAZING OPPORTUNITY!!!

902 25th Avenue W, Palmetto
610 Riviera Dunes Way Unit 602, Palmetto
$2,000,000
3 Beds ⋅ 5 Baths ⋅ Laguna At Riviera Dunes I SubDv. ⋅ 34221 Zip Code
Step inside, and the evening begins. Golden light pours through floor-to-ceiling glass, the marina glitters below, and the Manatee River stretches toward the Gulf. Welcome to one of the rarest addresses at Laguna at Riviera Dunes: a two-story, 4,244-square-foot penthouse where every detail has already been designed, renovated, and finished. There are no contractors, no dust, and no waiting. Pour something from the whiskey bar, rack up a game in the billiard room, or let the conversation spill from the great room onto the covered terrace and open sun deck over the marina as the sun goes down. Linear electric fireplaces warm both the lounge and the great room, where a lit built-in media wall anchors the space. The upper level holds a whiskey bar and wine bar; the lower level has its own wine and coffee bar, with wine refrigerators on both floors. A private residence elevator and a staircase connect the two levels. The office opens to a balcony and has custom cabinetry, seating for two, five built-in file drawers, and under-lighting. Ten-foot ceilings, new LVP and porcelain tile flooring, and custom electric shades on the sliders set a sleek, modern tone throughout. The kitchen was extended and finished in quartz and soapstone, with a new island and custom built-in table, glass-front display cabinetry, LG ThinQ appliances including a refrigerator with Craft Ice, and a pantry with custom shelving and its own appliance area. Three en-suite bedrooms include a primary suite with two feature walls of custom lighting, a built-in dresser, makeup vanity and nightstands, blackout shades with an added privacy shade, and a balcony overlooking the marina. Two separate primary baths each with a custom walk-in closet; one bath centers on a freestanding soaking tub set inside a glass-enclosed shower. The guest baths have walk-in showers and floating vanities with under-lighting. There are four full and one half baths in all, and the laundry room adds custom wood doors and a built-in dog bath. The big-ticket items are done too. New roof in 2025 with all assessments paid, two new A/C systems, a new water heater, impact windows and sliders refitted with new rollers and hardware, and a recently completed SIRS inspection and reserve study. A deeded, oversized, enclosed two-car garage beneath the building provides secure parking and abundant storage. Life here revolves around the water. This 24-hour guard-gated boating community surrounds a storm-resistant, deep-water marina, with slips available for purchase or lease. A community pool and spa, tennis courts, a fitness center, a covered outdoor pavilion, and a clubhouse with a full kitchen and library are all on site, and next door, Riviera Dunes Dockside restaurant has a private entrance for residents. Downtown Bradenton sits just across the river, and the beaches of Anna Maria Island and the dining of Sarasota are an easy drive. All that’s left is to move in.

610 Riviera Dunes Way Unit 602, Palmetto
2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
$499,000
3 Beds ⋅ 2 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
321 45th Street Court W, Palmetto
$245,000
3 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper. For the avid boater ~ Palmetto Point has a community boat dock and clubhouse. The cost is $300.00 annually plus $40.00 for the fob for access. The boat dock is direct access to Terra Ceia Bay. The Clubhouse can be rented out for special occasions that is accessible to members only. Special rental fees appy.

321 45th Street Court W, Palmetto
4405 Pinfish Lane, Palmetto
$430,000
2 Beds ⋅ 2 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code
TAKING OFFERS UNTIL NOV 11! Bring your buyers offers! This fully renovated 2-bedroom, 2-bath home has been transformed with high-end finishes throughout, including rich walnut cabinetry, designer tile, sleek tile flooring, and beautifully updated kitchen and baths. Every detail was selected to create a clean, modern, upscale feel that is truly move-in ready. Step outside and enjoy the Florida lifestyle from your own waterfront property, complete with a private boat lift for easy days on the water. Whether you're entertaining, relaxing at home, or heading out by boat, this property delivers the lifestyle buyers are looking for. 2019 roof and 2018 HVAC. Stylish, turnkey, and exceptionally well finished, 4405 Pinfish Lane is a rare opportunity to own a luxury waterfront home in Palmetto.

4405 Pinfish Lane, Palmetto
130 Riviera Dunes Way Unit 703, Palmetto
$680,000
2 Beds ⋅ 2 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Experience elevated waterfront living at Riviera Dunes, where sweeping views of the Manatee River and marina provide a stunning backdrop to this spacious seventh-floor residence. Ideally positioned just before the Hernando DeSoto Bridge, this two-bedroom, two-bath condominium offers 1,978 square feet of air-conditioned living space and an east-facing balcony overlooking the water and marina. The thoughtfully designed floor plan features tile flooring throughout the main living areas, carpeting in the bedrooms, and a kitchen appointed with wood cabinetry and modern Whirlpool appliances. A separate laundry room and generous storage add everyday convenience. The spacious primary suite offers two walk-in closets and an en-suite bath with a soaking tub and separate shower. Enjoy the lifestyle of this gated waterfront community, where resort-style amenities include three swimming pools, a beach club with a cabana available for daily rental, poolside service, a newly equipped fitness center, coffee café, pickleball courts, bocce ball and cornhole. Additional amenities include a billiards room, private theater, conference room, workshop, expansive turf lawn and two reserved parking spaces. For waterfront dining close to home, Riviera Dunes Dockside Social Bar and Grill is located within the community. Convenience meets coastal living with downtown Bradenton just minutes away and easy access to I-75 and I-275, connecting Sarasota, St. Petersburg and Tampa. Sarasota Bradenton International Airport, St. Pete-Clearwater International Airport and Tampa International Airport are all within convenient reach. Whether enjoying the morning sun over the marina, dining along the waterfront or taking advantage of the community's exceptional amenities, this residence offers an inviting opportunity to experience the Riviera Dunes lifestyle.

130 Riviera Dunes Way Unit 703, Palmetto
611 Riviera Dunes Way Unit 308, Palmetto
$450,000
3 Beds ⋅ 2 Baths ⋅ Laguna At Riviera Dunes Iv SubDv. ⋅ 34221 Zip Code
PRICE ADJUSTED $25,000.00---Welcome to Riviera Dunes—where waterfront views, resort-style amenities, and effortless living come together! This beautifully positioned third-floor end-unit condominium offers stunning Manatee River views and an abundance of natural light. Located directly across the river from Manatee Memorial Hospital, it’s an ideal home for a busy professional or the perfect second home for anyone wanting to enjoy Florida’s beautiful beaches and convenient access to the Sunshine Skyway connecting Bradenton and St. Petersburg. Featuring three bedrooms, two bathrooms, and a spacious laundry room with additional storage, this lightly lived-in, pet-free residence is move-in ready. Two private balconies provide the perfect places to relax, enjoy your morning coffee, or unwind with your favorite drink while taking in breathtaking sunsets over the river. The large kitchen, complete with granite countertops, is ready for the chef in the family—or perfect for preparing a quick meal before enjoying one of the community’s many amenities. Riviera Dunes offers a marina within walking distance for your boat, pickleball, tennis, a fitness center, swimming pool, and an onsite restaurant for those evenings when you’d rather let someone else do the cooking. An assigned parking space beneath the building adds convenience, while the community’s central location places you within easy reach of Sarasota, St. Petersburg, restaurants, shopping, and the beaches. Orlando’s world-famous theme parks are also just a couple of hours away. Lock up, leave, and enjoy a carefree Florida lifestyle—no yard work, no snow shoveling, (you know it is coming) and plenty of time to relax and enjoy all the area has to offer. At this price, this exceptional opportunity is not to be missed!

611 Riviera Dunes Way Unit 308, Palmetto
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