Palmetto/Rubonia Homes with Canal - Saltwater Frontage

Palmetto/Rubonia Homes with Canal - Saltwater Frontage

Welcome to the charming region of Palmetto/Rubonia, nestled in the heart of Manatee County, Florida. This picturesque area boasts a unique blend of natural beauty and suburban comfort, making it an ideal destination for those seeking a serene lifestyle with easy access to urban amenities. With its warm, sunny climate and lush landscapes, Palmetto is a haven for outdoor enthusiasts and families alike.

One of the standout features of this region is its stunning homes with canal and saltwater frontage. Imagine waking up each day to the gentle sounds of the water and the sight of boats gliding by from your own backyard. These properties offer not just a home, but a lifestyle that includes fishing, kayaking, and leisurely strolls along the water’s edge. The canals provide direct access to the beautiful waterways of Florida, allowing you to explore the stunning Gulf Coast at your leisure.

Palmetto/Rubonia is also known for its vibrant community spirit. With a variety of local shops, restaurants, and parks, residents enjoy a tight-knit atmosphere while still being just a short drive from the hustle and bustle of nearby cities like Sarasota and Tampa. Whether you’re looking for a cozy family home or a luxurious waterfront retreat, the real estate options here cater to all tastes and budgets.

Come discover the enchanting lifestyle that Palmetto/Rubonia has to offer, where your dream home awaits amidst the tranquil beauty of canal and saltwater living. Embrace the Florida lifestyle and make this scenic community your new home!

Newest Palmetto/Rubonia Homes with Canal - Saltwater Frontage

2307 10th Street W, Palmetto
$600,000
3 Beds ⋅ 2 Baths ⋅ Riverside Shores SubDv. ⋅ 34221 Zip Code
Virtually Staged. Experience the ultimate in Florida waterfront living from this beautifully reimagined canal-front residence, where direct access to the Manatee River and Gulf waters awaits with no bridges to navigate. Perfectly positioned for the avid boater, the property features a brand-new boat lift and offers effortless access to open water for unforgettable days on the water. Inside, coastal elegance meets modern comfort with a bright, open-concept floor plan designed for easy living and entertaining. Thoughtfully updated throughout, the home showcases quartz countertops, refined finishes, and abundant natural light, creating a sophisticated waterfront retreat that is truly move-in ready. Adding to its appeal, this property offers the freedom of no HOA, no deed restrictions, and no rental restrictions, providing exceptional flexibility for full-time residents, seasonal owners, investors, or those seeking the ideal location to store boats, trailers, RVs, and other recreational vehicles. Ideally located just minutes from Emerson Point Preserve, vibrant downtown Bradenton's waterfront dining and entertainment district, local marinas, and the sugar-sand beaches of Anna Maria Island, this home also provides convenient access to St. Petersburg, Tampa, and Sarasota. A rare opportunity to own a turnkey waterfront property that effortlessly blends modern luxury, direct boating access, and the timeless charm of Old Florida living.

2307 10th Street W, Palmetto
902 25th Avenue W, Palmetto
$999,000
4 Beds ⋅ 3 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
EXTRAORDINARY WATERFRONT PARADISE OFFERING THE ULTIMATE FLORIDA LIFESTYLE! This absolutely stunning, completely renovated 4 BEDROOM, 3 BATHROOM waterfront residence offers luxurious interiors, spectacular outdoor spaces and exceptional boating access, ideal as a primary residence, winter retreat or vacation rental! Perfectly situated on a DEEP WATER CANAL WITH NO BRIDGES TO THE OPEN WATERS OF TAMPA BAY AND THE GULF, this tropical paradise makes every day feel like a vacation! From the gorgeous renovations to the BRAND NEW RESORT STYLE POOL, this is waterfront living at its finest! Beautifully updated inside and out, the home showcases modern design and attention to detail. An open, inviting floor plan connects the spacious living and dining areas, with beautiful flooring, abundant natural light and a fireplace adding warmth and character. The updated kitchen features granite countertops, white cabinetry with glass front accents, stainless steel appliances and generous counter seating, creating a wonderful space for cooking and gathering. The spacious primary suite is a private retreat with charming shiplap walls and barn doors leading to a GORGEOUS primary bathroom! Its distinctive double vessel sinks, beautiful wood vanity, gold tone fixtures and oversized walk in shower with built in bench and multiple shower controls create a spa inspired experience. Three additional bedrooms offer flexibility for family, guests or an office, complemented by updated bathrooms. The owners have spared no expense on upgrades, including a newer roof, new A/C and ductwork, new pool and equipment, all new plumbing including removal of cast iron drains, new electrical, spray foam insulation, new landscaping and irrigation system, new dock, 10,000 LB COVERED BOAT LIFT, seawall and more! THE OUTDOOR LIVING SPACE IS NOTHING SHORT OF SPECTACULAR! Designed to embrace Florida’s year round sunshine and waterfront lifestyle, this incredible backyard is truly an entertainer’s dream! The BRAND NEW SWIMMING POOL features a spacious sun shelf, perfect for relaxing in the tropical surroundings. Multiple lounging and gathering areas invite entertaining or quiet moments by the water. One of the property’s most impressive features is the HUGE CUSTOM TIKI HUT, complete with generous bar seating and an incredible tropical atmosphere! Whether hosting gatherings, enjoying cocktails with friends or relaxing after a day on the water, this exceptional property delivers the feeling of your own private paradise. Beautiful tropical landscaping and inviting seating areas create a setting that is both private and visually stunning. For boating enthusiasts, the location is equally impressive! With DIRECT BOATING ACCESS AND NO BRIDGES TO TAMPA BAY AND THE GULF, the best of Florida’s Gulf Coast is within reach. Spend your days cruising beautiful waterways, fishing offshore, exploring nearby islands or visiting waterfront restaurants by boat. Return home to your tropical oasis, where the pool, tiki hut and spectacular outdoor spaces await! This exceptional residence represents an incredible lifestyle combining luxurious modern amenities, outstanding outdoor entertaining and the freedom of waterfront living. DO NOT MISS THIS AMAZING OPPORTUNITY!!!

902 25th Avenue W, Palmetto
903 20th Avenue W, Palmetto
$889,000
3 Beds ⋅ 2 Baths ⋅ Riverside Park Rep Of A Por SubDv. ⋅ 34221 Zip Code
Waterfront living in West Palmetto at its finest! Set along a protected deep-water canal with no bridges and direct boating access to the Manatee River, Tampa Bay, and the Gulf, this beautifully appointed Key West-inspired home offers the ultimate Florida lifestyle. A lush tropical landscape and thoughtfully designed xeriscaping welcome you to this impeccably maintained property. Inside, the open-concept floor plan is filled with natural light and framed by tranquil water views. Beautiful wood flooring, a wood-burning fireplace, and expansive windows create a warm and inviting atmosphere. At the heart of the home, the gourmet kitchen features custom wood cabinetry, granite countertops, a large center island, stainless steel appliances, an induction cooktop, wine cooler, designer backsplash, and under-cabinet lighting. The kitchen opens effortlessly to the dining and living spaces, making it ideal for both relaxed living and entertaining. The spacious primary suite provides a private retreat with a spa-inspired bath featuring Norstone shower walls, custom dual vanities, and distinctive beadboard ceilings. A flexible bonus room offers built-in office space, wine storage, a walk-in pantry, and additional laundry storage. Two generously sized secondary bedrooms provide comfortable accommodations for family and guests. One of the home’s standout features is the bright Florida room, where eight sliding doors open to sweeping water views, creating an exceptional connection between indoor and outdoor living. The screened pool is both heated and chilled, perfect for year-round enjoyment. Step outside and discover a true boater’s paradise. The 60-foot composite dock includes water, electricity, lighting, a fish-cleaning station, and a 7,500-pound boat lift. Approximately 5 feet of water at low tide and 15/30/50-amp power provide excellent boating flexibility, with the dock accommodating vessels up to 60 feet. A waterfront gathering area with built-in swings and Bluetooth speakers, plus a storage/tackle shed and covered grilling space, make the backyard ideal for entertaining. With no HOA or deed restrictions, there is added flexibility for a full-time residence, seasonal retreat, or potential short-term rental. Located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa, the home is close to beaches, airports, restaurants, and recreation. Emerson Point Preserve is nearby, offering miles of trails, kayaking, and beautiful sunsets. A rare combination of exceptional boating access, refined comfort, and relaxed coastal living—this is more than a home; it’s a waterfront lifestyle. Your next chapter is just one showing away!

903 20th Avenue W, Palmetto
5008 Bay State Road, Palmetto
$900,000
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Waterfront living takes center stage at this distinctive Palmetto residence, where approximately 81 feet of saltwater canal frontage and unobstructed access to the Intracoastal create an exceptional setting for those who want to experience Florida from the water. From quiet mornings overlooking the canal to afternoons spent boating toward Anna Maria Island, this is a home designed around the coastal lifestyle. Offering approximately 2,941 square feet, the three-bedroom, three-bath residence pairs generous living spaces with beautiful water views. Hardwood flooring lends warmth to the formal living and dining areas, while the spacious kitchen features Bosch stainless steel appliances, abundant storage, a walk-in pantry and a breakfast area overlooking the water. The primary suite enjoys its own waterfront perspective, complemented by a private screened lanai, walk-in closet and dual-vanity bath. A flexible bonus room provides an ideal setting for an office or study, while the lower-level great room opens to another screened lanai and includes a convenient pool bath and substantial storage. Outdoors, the property becomes a private waterfront retreat. A heated gunite pool is surrounded by space to relax and entertain, while the composite dock features a covered cleaning station with power and water, a 5,000-pound boat lift and additional davits. The concrete seawall and deep-water sailboat canal provide a compelling setup for boating enthusiasts, with no fixed obstructions between the property and the Intracoastal. An oversized two-car garage, metal roof and mature landscaping complete the property. Set within Palmetto Skyway, the location offers convenient access to the waters of Tampa Bay, the Intracoastal and the Gulf beyond—bringing boating, fishing and the relaxed character of Florida’s Gulf Coast directly into everyday life.

5008 Bay State Road, Palmetto
2002 8th Street W, Palmetto
$820,000
3 Beds ⋅ 4 Baths ⋅ Riverside Park Rep Of A Por SubDv. ⋅ 34221 Zip Code
A Rare Canal-Front Opportunity in Palmetto Waterfront properties with this much space, character, and potential are becoming increasingly difficult to find. Situated on an oversized corner lot in the heart of Palmetto, this expansive 3-bedroom, 3.5-bath home offers more than 3,150 square feet of living space, a three-car garage, private pool, and direct canal access leading to the Gulf and surrounding bays. The home offers a traditional layout with generously sized rooms and plenty of natural light. The kitchen features granite countertops and overlooks the canal, creating a beautiful backdrop for everyday living. Just beyond the kitchen, the spacious family room features a fireplace and plenty of room for family and guests. A formal living room and dining room provide additional entertaining space, while the first-floor full bathroom is especially convenient for guests and pool days. One of the home's standout features is the large enclosed sunroom, surrounded by windows and overlooking the pool and canal. Step outside onto the expansive deck and enjoy your morning coffee, dine outdoors, or simply relax beside the water. Upstairs, the home's generous layout continues with a versatile bonus room that could serve as a media room, office, playroom, or additional gathering space. The oversized primary suite includes a built-in workspace and a spacious private bathroom with dual vanities, soaking tub, and large walk-in shower. Two additional bedrooms offer plenty of closet space and built-in storage. Outside, the private pool and waterfront setting create the perfect Florida backdrop. The canal provides direct access into the Manatee River and the Gulf of Mexico, making this an excellent opportunity for those who enjoy boating, fishing, and life on the water. Located close to historic downtown Palmetto and within convenient reach of Bradenton, Sarasota, St. Petersburg, Tampa, and the Gulf beaches, this property offers the rare combination of a peaceful waterfront setting and easy access to everything the area has to offer. This is a home with tremendous potential and an opportunity to create something truly special on the water. Bring your vision, make it your own, and enjoy the Florida lifestyle from your own backyard.

2002 8th Street W, Palmetto
4331 Pompano Lane, Palmetto
$735,000
3 Beds ⋅ 2 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code
New Reduced Price! Welcome to your quintessential Florida waterfront retreat on beautiful, serene Snead Island, where the best of Florida living is right outside your door. Situated on a large lot on one of the island’s most desirable canals, this beautifully updated 3-bedroom, 2-bath pool home offers an exceptional combination of privacy, comfort, and waterfront lifestyle. Wake up to peaceful water views, enjoy your morning coffee by the pool, and watch manatees and dolphins from your own backyard. With open water access to Terra Ceia Bay and the Gulf just minutes away, adventure is just outside your door! Bring the boat, kayaks, paddleboards, and fishing gear—this is Florida waterfront living at its finest. The spacious interior features 3 bedrooms, 2 baths, and an oversized 2 car garage, complemented by a stylish updated kitchen, generous sized bedrooms, freshly renovated primary bathroom, and an open floor plan that brings your focus to the gorgeous outdoor space. Beautiful impact sliders open to a massive 60x30ft lanai area with a large sparkling pool, and abundant deck space for entertaining. Most of the windows are impact, roof, AC, hot water heater, and ductwork are all new, as well as various other improvements throughout the home. New chair rail has been added to the main living area with new photos. Also, privacy gates have been added to the exterior. One of this property’s most desirable features is the freedom that it offers. NO HOA, NO deed restrictions, NO storage fees – you can park your boat in your back yard – there is a covered 10,000lb boat lift. You’re in the Gulf within minutes – this property offers the perfect location. With a lot of this size, there is plenty of room for your golf cart, RV, and other water toys. Beyond your backyard, Snead Island is a nature lover's paradise. Take a golf cart or bike ride to nearby Emerson Point Preserve to explore scenic trails and kayak launches, or head over to the Bradenton Yacht Club for sunset dining and social events. The island is a commuter’s dream—offering easy access to I-275, I-75, US-41, and US-301 for quick trips to St. Pete, Tampa, and Sarasota. Come discover your perfect waterfront paradise!

4331 Pompano Lane, Palmetto
908 24th Avenue W, Palmetto
$619,000
2 Beds ⋅ 2 Baths ⋅ Riverside Shores SubDv. ⋅ 34221 Zip Code
Virtually Staged. Florida waterfront living starts here. Nestled in the charming city of Palmetto, this beautifully updated waterfront home offers the lifestyle boaters dream about approximately 100 feet of canal frontage, an 80-foot-wide canal for easier maneuvering, and direct river and Gulf access with no bridges standing between you and a day on the water. Bring the boat, RV, trailer, and all the Florida toys. With no HOA or CDD fees, you'll enjoy the freedom to truly make this property your own. The oversized side yard features RV parking with electrical hookups, while the property is already prepped for the with underground conduit for a future dock and boat lift. Why pay monthly boat or RV storage fees when everything can be stored right at home? Thoughtfully maintained and extensively updated, this home offers peace of mind with a roof (2016), A/C (2019), seawall (2022), PGT StormGuard impact windows (2025), insulated garage door (2025), electric water heater (2025), and main electrical panel (2026). Inside, you'll find a beautifully updated kitchen featuring granite countertops and stainless Samsung appliances, along with renovated bathrooms showcasing granite countertops and modern finishes. Additional highlights include an oversized 26' x 28' two-car garage with built-in storage, a 23-foot-wide concrete driveway, shell parking for additional vehicles or equipment, no mangroves to maintain along the seawall, and an ideal setup for enjoying the best of Florida's boating lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or waterfront investment, this move-in-ready Palmetto home combines modern updates, exceptional boating access, and the freedom that's becoming harder to find on Florida's Gulf Coast.

908 24th Avenue W, Palmetto
4608 Arlington Road, Palmetto
$623,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Welcome to the sought-after waterfront community of Bay Colony, where boating enthusiasts enjoy direct deep-water access to Terra Ceia Bay with no bridges to the bay. This well-maintained 3-bedroom, 2-bath home features a 30-foot dock and boat lift, plus a spacious turning basin capable of accommodating larger vessels. Relax on the front porch and enjoy refreshing bay breezes, partial sunset views, and the laid-back coastal lifestyle that makes this community so desirable. Recent updates include new flooring, sinks, lighting, ceiling fans, and water heater, along with a new air conditioning system, fresh interior paint, attractive moldings, and storm shutters on select windows. The oversized side yard provides ample room to park a boat trailer, RV, or other recreational equipment. Bay Colony's deed restrictions allow for a variety of uses while helping preserve the character and appeal of the neighborhood. Never flooded during previous flood events. Conveniently located near I-75, US-19, US-41, and I-275, this home offers easy access throughout the Tampa Bay region. With Terra Ceia Bay and the Gulf waters beyond accessible from your backyard, you can enjoy boating, island hopping, fishing, and exploring destinations far beyond Florida's shores.

4608 Arlington Road, Palmetto
4911 Palmetto Point Drive, Palmetto
$999,999
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
HUGE PRICE REDUCTION $999,999.00!!!!! WATERFRONT LIVING | PRIVATE POOL | ROOM FOR ALL YOUR TOYS | INVESTMENT POTENTIAL AS SEEN ON TV! Welcome to 4911 Palmetto Point Drive, a distinctive waterfront retreat in Palmetto, Florida, where boating, outdoor living, and investment potential come together in one exceptional property. Set on a generous waterfront homesite, this property delivers the quintessential Florida lifestyle with a private pool, direct waterfront access, and abundant space for boats, trailers, RVs, vehicles, and all the toys that make life on the Gulf Coast so much fun. A spacious garage and carport add even more flexibility for storage and recreation, while the expansive grounds provide the freedom to truly enjoy the property your way. Step outside and embrace the lifestyle—spend the afternoon beside your private pool, head out on the water for a day of boating and exploration, or gather with family and friends for an evening of waterfront entertaining. With no deed restrictions reported, the property offers an uncommon level of flexibility for today's Florida buyer!! INVESTMENT POTENTIAL: For buyers considering the short-term rental market, the property's waterfront setting, private pool, outdoor living spaces, and recreational appeal create an attractive vacation-rental profile. Rental revenue projections have been modeled using active short-term rental properties in the immediate area, with estimated average monthly billings of approximately $10,000. These figures are projections based on comparable active rentals and are not guaranteed. Another notable advantage is the property's elevation of approximately 10 feet above sea level and is one of a handful of waterfront properties that did not flood during the recent storms. Whether you're searching for a private waterfront escape, a boating enthusiast's paradise, a place to accommodate all your recreational toys, or a property with short-term rental potential, 4911 Palmetto Point Drive offers an opportunity to create the Florida lifestyle you've been looking for. Waterfront. Pool. Boating. Space. Flexibility. Investment potential. AS SEEN ON TV — and ready to be experienced in person.

4911 Palmetto Point Drive, Palmetto
1704 Amberwynd Circle W, Palmetto
$1,375,000
3 Beds ⋅ 2 Baths ⋅ Amberwynd SubDv. ⋅ 34221 Zip Code
Nestled in the gated waterfront community of Amberwynd on Snead Island, this fully furnished 3-bedroom, 2-bath home with an office offers over 2,600 sq ft of relaxed Florida living. Set on over half an acre with 75 feet of waterfront, the property features a private dock and 13,000-lb boat lift with direct access to Terra Ceia Bay. Inside, enjoy a spacious split floor plan with formal living and dining areas, an open kitchen overlooking the family room, and a large primary suite with dual walk-in closets. Step outside to a screened heated pool and spa, perfect for entertaining or unwinding after a day on the water. Additional highlights include a brick paver driveway, lush landscaping with well irrigation, and a whole-house Generac generator. Located just minutes from Emerson Point Preserve, Bradenton Yacht Club, shopping, dining, and Gulf beaches, with easy access to I-275, US-41, and US-19.

1704 Amberwynd Circle W, Palmetto
901 24th Avenue W, Palmetto
$625,000
3 Beds ⋅ 2 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
WATERFRONT! Salt water canal. DOCK. RIVER ACCESS. Completely renovated from the top to bottom. NEW EVERYTHING. From a new roof to new windows and doors. There is nothing to do but move into this beautifully redone canal front home. 3 bedrooms, 2 baths, 2 car garage, located at the end of a cul de sac and one lot from open water. Perfectly positioned on one of the five finger canals of Palmetto, this home is ready for you to ring it all. No deed restrictions or HOA, you can have it your way. New Roof, AC, Impact windows and doors, new kitchen, new appliances, new floorings, and the list goes on. Minutes from Snead Island, the Yacht Club and Emerson Point, this home has it all by land and water. Access everything. Hit Anna Maria Island, Desoto Point, Egmont Key and all the Riverfront Restaurants you can. New bathrooms, New appliances, freshly insulated, all new light fixtures, paint and…and…and. Just come and see this one. Perfectly done and ready for the taking. Come make it your own today.

901 24th Avenue W, Palmetto
5108 Commonwealth Road, Palmetto
$625,000
2 Beds ⋅ 2 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Park the flip-flops and bring the boat keys — this is the kind of waterfront escape you daydream about after one too many office meetings. Sitting pretty on the widest deep-water canal in Bay Colony of Terra Ceia Bay, this laid-back coastal retreat comes with the ultimate bonus: a 1997 Sea Ray Cuddy Cabin already resting on its own 12,000lb boat lift with a removable canvas cover. Because around here, sunset cruises beat rush hour every time. Inside, the vibe is pure relaxed luxury. This 2-bedroom, 2-bath waterfront hideaway welcomes you with jaw-dropping water views the second you walk through the door. The flex space in the master bedroom can be drywalled in and become a 3rd bedroom, office, or nursery with ease. The oversized 25-foot Florida room is basically one long front-row seat to paradise, wrapped in walls of windows that let the sunshine and sparkling canal views pour in all day long. There’s also a 1-car garage for the toys, gear, and fishing poles, but let’s be honest — life here is all about salty air, boat days, cold drinks, and deciding whether to fish, cruise, or just float the afternoon away. This isn’t just a home… it’s a permanent vacation with a dock attached. Nearly every inch of this home was thoughtfully updated in 2023, including plumbing, sewer lines, roof, insulation, hurricane-impact windows and doors, flooring, paint, fixtures, ceiling fans, interior doors, trim, and portions of the seawall — giving you peace of mind so you can focus on enjoying the Florida lifestyle. Conveniently located near I-275, I-75, US-41, and US-19, you’re just a short drive from the beaches, restaurants, arts, and nightlife of St. Petersburg and Sarasota — while still feeling tucked away in your own private waterfront escape. NOTE: This home did not have any flood damage from the recent 2024 storms. All renovations were completed in 2023. Schedule your showing today!

5108 Commonwealth Road, Palmetto
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