Palmetto/Rubonia Homes with Canal - Saltwater Frontage

Palmetto/Rubonia Homes with Canal - Saltwater Frontage

Welcome to the charming region of Palmetto/Rubonia, nestled in the heart of Manatee County, Florida. This picturesque area boasts a unique blend of natural beauty and suburban comfort, making it an ideal destination for those seeking a serene lifestyle with easy access to urban amenities. With its warm, sunny climate and lush landscapes, Palmetto is a haven for outdoor enthusiasts and families alike.

One of the standout features of this region is its stunning homes with canal and saltwater frontage. Imagine waking up each day to the gentle sounds of the water and the sight of boats gliding by from your own backyard. These properties offer not just a home, but a lifestyle that includes fishing, kayaking, and leisurely strolls along the water’s edge. The canals provide direct access to the beautiful waterways of Florida, allowing you to explore the stunning Gulf Coast at your leisure.

Palmetto/Rubonia is also known for its vibrant community spirit. With a variety of local shops, restaurants, and parks, residents enjoy a tight-knit atmosphere while still being just a short drive from the hustle and bustle of nearby cities like Sarasota and Tampa. Whether you’re looking for a cozy family home or a luxurious waterfront retreat, the real estate options here cater to all tastes and budgets.

Come discover the enchanting lifestyle that Palmetto/Rubonia has to offer, where your dream home awaits amidst the tranquil beauty of canal and saltwater living. Embrace the Florida lifestyle and make this scenic community your new home!

Newest Palmetto/Rubonia Homes with Canal - Saltwater Frontage

$999,999
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
A rare expression of waterfront luxury, this extraordinary residence offers an unparalleled blend of refined design, exceptional outdoor living, and effortless Gulf access. Perfectly positioned on 105 feet of pristine waterfront with impact windows and doors, this impeccably reimagined 3-bedroom, 3-bathroom estate encompasses more than 2,000 square feet of sophisticated living space, thoughtfully curated for those who appreciate timeless elegance and the finest in coastal living. Every detail has been meticulously crafted, from the designer finishes and high-end upgrades to the seamless open-concept layout that invites natural light and panoramic water views throughout. Expansive living spaces transition effortlessly outdoors, creating a harmonious connection between the home's luxurious interiors and its spectacular waterfront setting. Designed to rival a private resort, the outdoor living experience is truly exceptional. A custom lagoon-style pool with dramatic natural rock formations anchors the backyard oasis, surrounded by expansive entertaining terraces, a charming tiki bar, firepit, and a dedicated outdoor kitchen designed for unforgettable gatherings. Whether hosting elegant sunset soirées or enjoying peaceful mornings by the water, every space has been thoughtfully designed to embrace Florida's year-round outdoor lifestyle. The private dock, complete with two boat lifts (16,000 lbs and 10,000 lbs), provides immediate access to open water and the Gulf beyond, offering endless opportunities for boating, fishing, and waterfront adventure directly from your backyard. Equally suited as a distinguished primary residence, an exclusive seasonal retreat, or a premier luxury vacation rental, this exceptional property presents a rare opportunity to own a home that effortlessly combines lifestyle, recreation, and investment potential. Welcome home to 4900 Arlington Road—where impeccable craftsmanship, resort-inspired amenities, and the beauty of waterfront living converge to create an extraordinary coastal sanctuary. Call today for your own private viewing!

4900 Arlington Road, Palmetto
$819,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Cemete SubDv. ⋅ 34221 Zip Code
BOATER’S PARADISE! Salt water canal, No Fixed Bridges & Direct Gulf Access in Minutes! Welcome to the most private and pristine waterfront setting within Palmetto’s coveted Five Finger canals. This masterfully updated 2,320 sq. ft. home offers a rare blend of ultimate seclusion and unparalleled peace of mind. Nestled against a serene backdrop of natural, protected mangroves across the canal, your backyard oasis offers a front-row seat to watch manatees, dolphins, and tropical birds in complete privacy. -- EXCLUSIVE BUYER INCENTIVES INCLUDED AT CLOSING: • Transferable Flood Policy: Fully paid and transferable coverage active through November 2027—shielding you from immediate premium hikes! • $5,000 Premium storm custom engineered barrier system. • 1-Year Home Warranty: Complete peace of mind from day one. • 2019 24ft Carolina Skiff available to purchase. --THE ULTIMATE BACKYARD OASIS & DOCK SETUP: Step outside into a low-maintenance tropical paradise featuring custom pavers, stone, cement, and lush professional landscaping—absolutely no grass to maintain! Host unmatched gatherings under your expansive 19x16 custom Tiki Hut equipped with a brand-new metal roof. For the avid boater, the heavy-duty 10,000-pound boat lift features brand-new stainless steel electric motors and a newer lift cover, sitting on a solid, private seawall with fish cleaning station. Rinse off after a day on the Gulf in your large, private outdoor shower, and store all your gear in the matching detached storage outbuilding. --INTERIOR HIGHLIGHTS & ENDLESS FLEXIBILITY: Inside, the home opens up into a spectacular open-floor concept featuring dramatic vaulted ceilings, custom Roman shades, and beautiful, durable large-plank ceramic flooring throughout. The chef’s kitchen is an entertainer's dream, boasts higher-end soft-close cabinetry, premium granite countertops, double oven and updated modern appliances. Soak in the water views from the massive, light-filled 460 sq. ft. under-roof recreation/sunroom. Upgraded with a premium dual mini-split A/C system (installed 2024) and oversized hurricane-impact windows, this versatile space offers endless possibilities—easily transform it into a grand master suite or a mother-in-law setup. Recreation room entertainment pkg includes slate pool table and tournament size table tennis conversion top for ping pong. The home's layout currently provides excellent flexibility, including a bedroom that can effortlessly be converted back into a traditional 3rd bedroom depending on your needs. A separate, dedicated climate-controlled utility room houses the included washer and dryer. --ELITE ENERGY EFFICIENCY & ECO-FEATURES: Enjoy an incredibly low average electric bill of just $153/month thanks to premium upgrades, including: • Full Hurricane Impact Windows throughout the home. • A durable, long-lasting metal roof matching the house and tiki. • A continuous-flow Gas Rinnai tankless hot water system. • A 250-gallon underground Liquid Petroleum (LP) tank. • 12 inches of added attic insulation • A fully automated irrigation system utilizing eco-friendly reclaimed water. Skip the bidding wars on properties with hidden costs. This hardened, turnkey waterfront estate is ready for its next owner to drop their boat in the water and start living the dream.

810 25th Avenue W, Palmetto
$679,000
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Welcome to your waterfront paradise! Nestled on a deepwater canal with direct access to the gulf, this beautifully renovated single-family home offers the perfect blend of luxury, comfort, and coastal living. Boaters will appreciate the private dock and boat lift, making it easy to enjoy days on the water right from your backyard. Spend your mornings fishing from the dock, watching breathtaking sunrises over the water, and taking in the abundance of marine life that frequents the canal. Step outside to your own tropical retreat featuring a sparkling pool, outdoor bathroom, and shower, ideal for entertaining guests or rinsing off after a day on the boat. Inside, this move-in-ready home has been updated from top to bottom with exceptional attention to detail. Major improvements include a NEW ROOF, NEW AC, and NEW HURRICANE IMPACT WINDOWS for peace of mind. The interior showcases new flooring throughout, a stunning kitchen with new cabinetry, beautiful countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living. All bathrooms have been tastefully remodeled, and the primary bedroom features a private ensuite bathroom designed with modern finishes and comfort in mind. NO HOA, NO RENTAL RESTRICTIONS, Perfect for short term Airbnb or a forever home. Whether you're looking for a full-time residence, seasonal getaway, or waterfront entertainer's dream, this home delivers the Florida lifestyle you've been searching for. Just bring your boat and start enjoying everything this exceptional waterfront property has!

5004 Arlington Road, Palmetto
$499,000
2 Beds ⋅ 2 Baths ⋅ Riverside Court SubDv. ⋅ 34221 Zip Code
WATERFRONT LIVING WITH PRIVATE CANAL ACCESS! Enjoy approximately 15 feet of seawall with direct canal frontage—perfect for launching a kayak, paddle board, canoe, small fishing boat, or jet skis right from your backyard. While the canal is best suited for smaller watercraft, it offers a fantastic opportunity to embrace Florida's waterfront lifestyle without the premium price of larger waterfront estates. Inside, this beautifully remodeled 2-bedroom, 2-bath home is completely move-in ready, featuring stylish modern updates, fresh finishes, and a bright, open living space designed for comfort and everyday enjoyment. Buyer to verify square footage. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers the perfect combination of updated living and waterfront recreation. Whether you're searching for a primary residence, seasonal retreat, or investment property, this updated Palmetto home delivers exceptional value with the added bonus of private canal access.

912 21st Avenue W, Palmetto
$849,900
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Experience the ultimate Florida waterfront lifestyle in one of Palmetto's best kept secrets, Bay Colony. This elevated coastal retreat offers 3 bedrooms, 3 bathrooms, and 2,220 square feet of thoughtfully designed living space. Perfectly positioned along a deep-water canal with easy access to Terra Ceia Bay and the Gulf, this exceptional property blends modern comfort with endless outdoor living opportunities. Inside, an open and inviting floor plan with updated impact doors and windows is enhanced by abundant natural light, elegant finishes, and seamless flow for both everyday living and entertaining. The beautifully updated kitchen serves as the heart of the home, featuring sleek quartz countertops, a stylish designer backsplash, ample cabinetry, and generous prep space for gatherings large and small. The spacious primary suite offers a peaceful retreat, while two additional bedrooms provide comfortable accommodations for family and guests. On the lower level, a versatile bonus room with a full bathroom offers exceptional flexibility, making it ideal for a guest suite, home office, fitness room, media room, or private space for visiting family and friends. Designed for those who appreciate life on the water, the property boasts an updated private dock complete with a 15,000-pound boat lift, making it effortless to spend your days fishing, boating, or cruising the Gulf waters. Outside, the expansive lot offers an incredible opportunity to create the backyard of your dreams. With plenty of room to add a custom pool and outdoor kitchen, you can design your own private tropical oasis perfectly suited to your lifestyle. The home's elevated construction provides added peace of mind while maximizing coastal breezes and the beauty of its waterfront setting. Conveniently located near waterfront dining, marinas, pristine Gulf beaches, and the vibrant destinations of Sarasota, St. Petersburg, and Tampa, this exceptional residence offers the perfect balance of tranquility, luxury, and adventure. Whether you're searching for a full-time waterfront residence or the ultimate coastal getaway, this property presents a rare opportunity to own a slice of paradise with direct boating access, flexible living space, and endless possibilities for creating the Florida lifestyle you've always envisioned. Call today for your own private tour!

5404 Bay State Road, Palmetto
$629,000
2 Beds ⋅ 2 Baths ⋅ Riverside Shores SubDv. ⋅ 34221 Zip Code
Virtually Staged. Florida waterfront living starts here. Nestled in the charming city of Palmetto, this beautifully updated waterfront home offers the lifestyle boaters dream about approximately 100 feet of canal frontage, an 80-foot-wide canal for easier maneuvering, and direct river and Gulf access with no bridges standing between you and a day on the water. Bring the boat, RV, trailer, and all the Florida toys. With no HOA or CDD fees, you'll enjoy the freedom to truly make this property your own. The oversized side yard features RV parking with electrical hookups, while the property is already prepped for the with underground conduit for a future dock and boat lift. Why pay monthly boat or RV storage fees when everything can be stored right at home? Thoughtfully maintained and extensively updated, this home offers peace of mind with a roof (2016), A/C (2019), seawall (2022), PGT StormGuard impact windows (2025), insulated garage door (2025), electric water heater (2025), and main electrical panel (2026). Inside, you'll find a beautifully updated kitchen featuring granite countertops and stainless Samsung appliances, along with renovated bathrooms showcasing granite countertops and modern finishes. Additional highlights include an oversized 26' x 28' two-car garage with built-in storage, a 23-foot-wide concrete driveway, shell parking for additional vehicles or equipment, no mangroves to maintain along the seawall, and an ideal setup for enjoying the best of Florida's boating lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or waterfront investment, this move-in-ready Palmetto home combines modern updates, exceptional boating access, and the freedom that's becoming harder to find on Florida's Gulf Coast.

908 24th Avenue W, Palmetto
$384,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto
$650,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Welcome to the sought-after waterfront community of Bay Colony, where boating enthusiasts enjoy direct deep-water access to Terra Ceia Bay with no bridges to the bay. This well-maintained 3-bedroom, 2-bath home includes a 30-foot dock and boat lift, along with a spacious turning basin that can accommodate larger vessels. Enjoy refreshing bay breezes from your front porch while taking in partial sunset views and the relaxed coastal lifestyle that makes this community so desirable. Recent improvements include a new air conditioning system, new water heater, fresh interior paint, updated flooring, attractive moldings, and storm shutters on select windows.The oversized side yard provides ample space to park your boat trailer, RV, or other recreational equipment.  There lack of neighborhood deed restrictions allow for a variety of uses while the neighbors help to preserve the character of the neighborhood.Conveniently located near I-75, US-19, US-41, and I-275, you'll enjoy easy access for commuting throughout the Tampa Bay region. Best of all, your backyard leads to Terra Ceia Bay and the Gulf waters beyond—perfect for a day on the water, island hopping, fishing adventures, or setting a course for destinations far beyond Florida's shores.

4608 Arlington Road, Palmetto
$1,092,500
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
AS SEEN ON TV!! PRICE REDUCED!! Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office. Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community. Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use. Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space. This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

4911 Palmetto Point Drive, Palmetto
$1,375,000
3 Beds ⋅ 2 Baths ⋅ Amberwynd SubDv. ⋅ 34221 Zip Code
Nestled in the gated waterfront community of Amberwynd on Snead Island, this fully furnished 3-bedroom, 2-bath home with an office offers over 2,600 sq ft of relaxed Florida living. Set on over half an acre with 75 feet of waterfront, the property features a private dock and 13,000-lb boat lift with direct access to Terra Ceia Bay. Inside, enjoy a spacious split floor plan with formal living and dining areas, an open kitchen overlooking the family room, and a large primary suite with dual walk-in closets. Step outside to a screened heated pool and spa, perfect for entertaining or unwinding after a day on the water. Additional highlights include a brick paver driveway, lush landscaping with well irrigation, and a whole-house Generac generator. Located just minutes from Emerson Point Preserve, Bradenton Yacht Club, shopping, dining, and Gulf beaches, with easy access to I-275, US-41, and US-19.

1704 Amberwynd Circle W, Palmetto
$625,000
3 Beds ⋅ 2 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
WATERFRONT! Salt water canal. DOCK. RIVER ACCESS. Completely renovated from the top to bottom. NEW EVERYTHING. From a new roof to new windows and doors. There is nothing to do but move into this beautifully redone canal front home. 3 bedrooms, 2 baths, 2 car garage, located at the end of a cul de sac and one lot from open water. Perfectly positioned on one of the five finger canals of Palmetto, this home is ready for you to ring it all. No deed restrictions or HOA, you can have it your way. New Roof, AC, Impact windows and doors, new kitchen, new appliances, new floorings, and the list goes on. Minutes from Snead Island, the Yacht Club and Emerson Point, this home has it all by land and water. Access everything. Hit Anna Maria Island, Desoto Point, Egmont Key and all the Riverfront Restaurants you can. New bathrooms, New appliances, freshly insulated, all new light fixtures, paint and…and…and. Just come and see this one. Perfectly done and ready for the taking. Come make it your own today.

901 24th Avenue W, Palmetto
$645,000
2 Beds ⋅ 2 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Park the flip-flops and bring the boat keys — this is the kind of waterfront escape you daydream about after one too many office meetings. Sitting pretty on the widest deep-water canal in Bay Colony of Terra Ceia Bay, this laid-back coastal retreat comes with the ultimate bonus: a 1997 Sea Ray Cuddy Cabin already resting on its own 12,000lb boat lift with a removable canvas cover. Because around here, sunset cruises beat rush hour every time. Inside, the vibe is pure relaxed luxury. This 2-bedroom, 2-bath waterfront hideaway welcomes you with jaw-dropping water views the second you walk through the door. The flex space in the master bedroom can be drywalled in and become a 3rd bedroom, office, or nursery with ease. The oversized 25-foot Florida room is basically one long front-row seat to paradise, wrapped in walls of windows that let the sunshine and sparkling canal views pour in all day long. There’s also a 1-car garage for the toys, gear, and fishing poles, but let’s be honest — life here is all about salty air, boat days, cold drinks, and deciding whether to fish, cruise, or just float the afternoon away. This isn’t just a home… it’s a permanent vacation with a dock attached. Nearly every inch of this home was thoughtfully updated in 2023, including plumbing, sewer lines, roof, insulation, hurricane-impact windows and doors, flooring, paint, fixtures, ceiling fans, interior doors, trim, and portions of the seawall — giving you peace of mind so you can focus on enjoying the Florida lifestyle. Conveniently located near I-275, I-75, US-41, and US-19, you’re just a short drive from the beaches, restaurants, arts, and nightlife of St. Petersburg and Sarasota — while still feeling tucked away in your own private waterfront escape. NOTE: This home did not have any flood damage from the recent 2024 storms. All renovations were completed in 2023. Schedule your showing today!

5108 Commonwealth Road, Palmetto
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