Palmetto/Rubonia Homes with River Water Frontage

3 Beds ⋅ 2 Baths ⋅ Palmetto Cemete SubDv. ⋅ 34221 Zip Code

BOATER’S PARADISE! Salt water canal, No Fixed Bridges & Direct Gulf Access in Minutes! Welcome to the most private and pristine waterfront setting within Palmetto’s coveted Five Finger canals. This masterfully updated 2,320 sq. ft. home offers a rare blend of ultimate seclusion and unparalleled peace of mind. Nestled against a serene backdrop of natural, protected mangroves across the canal, your backyard oasis offers a front-row seat to watch manatees, dolphins, and tropical birds in complete privacy. -- EXCLUSIVE BUYER INCENTIVES INCLUDED AT CLOSING: • Transferable Flood Policy: Fully paid and transferable coverage active through November 2027—shielding you from immediate premium hikes! • $5,000 Premium storm custom engineered barrier system. • 1-Year Home Warranty: Complete peace of mind from day one. • 2019 24ft Carolina Skiff available to purchase. --THE ULTIMATE BACKYARD OASIS & DOCK SETUP: Step outside into a low-maintenance tropical paradise featuring custom pavers, stone, cement, and lush professional landscaping—absolutely no grass to maintain! Host unmatched gatherings under your expansive 19x16 custom Tiki Hut equipped with a brand-new metal roof. For the avid boater, the heavy-duty 10,000-pound boat lift features brand-new stainless steel electric motors and a newer lift cover, sitting on a solid, private seawall with fish cleaning station. Rinse off after a day on the Gulf in your large, private outdoor shower, and store all your gear in the matching detached storage outbuilding. --INTERIOR HIGHLIGHTS & ENDLESS FLEXIBILITY: Inside, the home opens up into a spectacular open-floor concept featuring dramatic vaulted ceilings, custom Roman shades, and beautiful, durable large-plank ceramic flooring throughout. The chef’s kitchen is an entertainer's dream, boasts higher-end soft-close cabinetry, premium granite countertops, double oven and updated modern appliances. Soak in the water views from the massive, light-filled 460 sq. ft. under-roof recreation/sunroom. Upgraded with a premium dual mini-split A/C system (installed 2024) and oversized hurricane-impact windows, this versatile space offers endless possibilities—easily transform it into a grand master suite or a mother-in-law setup. Recreation room entertainment pkg includes slate pool table and tournament size table tennis conversion top for ping pong. The home's layout currently provides excellent flexibility, including a bedroom that can effortlessly be converted back into a traditional 3rd bedroom depending on your needs. A separate, dedicated climate-controlled utility room houses the included washer and dryer. --ELITE ENERGY EFFICIENCY & ECO-FEATURES: Enjoy an incredibly low average electric bill of just $153/month thanks to premium upgrades, including: • Full Hurricane Impact Windows throughout the home. • A durable, long-lasting metal roof matching the house and tiki. • A continuous-flow Gas Rinnai tankless hot water system. • A 250-gallon underground Liquid Petroleum (LP) tank. • 12 inches of added attic insulation • A fully automated irrigation system utilizing eco-friendly reclaimed water. Skip the bidding wars on properties with hidden costs. This hardened, turnkey waterfront estate is ready for its next owner to drop their boat in the water and start living the dream.

810 25th Avenue W, Palmetto

$345,000

4 Beds ⋅ 4 Baths ⋅ Riverbay Townhomes SubDv. ⋅ 34221 Zip Code

Enjoy the convenience of a PRIVATE ELEVATOR serving all four levels in this beautifully maintained inside-unit townhome, offering over 2,600 square feet of living space, three private outdoor living areas, and peaceful preserve and water views in Riverbay Townhomes at Terra Ceia Bay. A VERSATILE PRIVATE SUITE features a built-in closet, full bathroom with a walk-in shower, elevator access, and direct access to a covered patio, ideal for guests, multigenerational living, or a private home office. The OPEN-CONCEPT living and dining area is designed for both everyday living and entertaining, featuring bamboo flooring, crown molding, 10-foot ceilings, and direct access to a covered balcony overlooking the peaceful preserve, mangroves, and water. The adjoining kitchen features granite countertops, wood cabinetry, a center island, ample workspace, and an inviting layout that keeps everyone connected while preparing meals or entertaining family and friends. The spacious primary suite offers two walk-in closets, a private covered balcony, and an UPDATED PRIMARY BATHROOM (2025), while two additional bedrooms, a full bathroom, and a conveniently located laundry area complete the upper level. Thoughtfully maintained and updated, the home features a new roof (2022), kitchen appliances (2022), Trane HVAC with a new air handler, hurricane-impact garage door, EV charging outlet, waterproofed upper balconies, additional storage, and regularly scheduled HVAC maintenance. As an inside unit, the home also offers added energy efficiency, and there are NO CDD fees. Residents enjoy a community pool, fishing dock, kayak launch, scenic walking trails, and a nearby marina where boat slips may be available for purchase, providing convenient access to the Manatee River, Terra Ceia Bay, the Intracoastal Waterway, and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, Riverbay offers the laid-back Florida lifestyle so many buyers are searching for. Conveniently located near golf courses, local waterfront dining, Ellenton Premium Outlets, Bradenton Riverwalk, Emerson Point Preserve, Anna Maria Island, and Sarasota-Bradenton, St. Pete-Clearwater, and Tampa International Airports, this home is perfectly positioned to enjoy the best of Florida's Gulf Coast. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this thoughtfully maintained townhome offers the space, flexibility, and waterfront lifestyle that's becoming increasingly difficult to find.

1014 34th Drive W, Palmetto

$35,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen.

39 Illinois Street, Palmetto

$35,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, 55+ park and a very active community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. lot only and lot size is 47 x 27

37 Illinois Street, Palmetto

$42,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. lot size is 50 X 25

163 New York Street, Palmetto

$45,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. lot size is 44 x 25

160 New York Street, Palmetto

$40,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. Lot size 38X27

99 Michigan Street, Palmetto

$75,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. lot size is 68 X 30

177 4th Street W, Palmetto

$30,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf of America. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen. l

11 Tennessee Street, Palmetto

$35,000

Jet Mhp SubDv. ⋅ 34221 Zip Code

Welcome to lovely Jet Park! Jet Park is a great low key, active 55+ community located in a great central location of Palmetto. Close to shopping, restaurants, groceries and many major thoroughfares. Low monthly fees of only $195 a month. Bring your RV, trailer, 5th wheel to Florida whenever you want! Sites will also accommodate a mobile home or park model. Jet Park has a boat ramp for the residents which gives you direct access to the Gulf. There is also a picnic area with fire pit, kayak launch, shuffleboard, pool, full clubhouse with kitchen.

21 Illinois Street, Palmetto

$1,395,000

4 Beds ⋅ 4 Baths ⋅ Northshore At Riviera Dunes SubDv. ⋅ 34221 Zip Code

Experience waterfront luxury in the prestigious gated community of Riviera Dunes, where every day begins with breathtaking water views and ends with effortless access to the Gulf. Perfectly positioned on the community's 18-foot-man made harbor, this beautifully updated residence includes a private boat slip on 3rd Street that accommodates up to a 60-foot boat, offering direct Gulf access in just minutes. Such an exceptional opportunity for serious boaters! This meticulously maintained home offers over 3,200 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 bathrooms, impressive 12-foot ceilings, elegant 8-foot doors, rich refinished hardwood floors (2022), fresh interior paint, plantation shutters (2022), and new carpet (2025). The chef's kitchen is outfitted with premium stainless steel appliances, including a Sub-Zero refrigerator/freezer, Thermador oven, Bosch dishwasher, newer microwave, and abundant cabinetry designed for both everyday living and entertaining. The laundry room features new cabinetry and a cedar-lined storage closet—the perfect solution for seasonal items and keeping valuables protected. Designed to embrace Florida's indoor-outdoor lifestyle, the screened lanai (2022) overlooks the tranquil lagoon and features a heated pool, a bonus roll-down screen for added comfort and privacy, and plenty of space to entertain. Recent improvements provide exceptional peace of mind, including a new A/C system (2026), a clean 4-point inspection, cement tile roof, tankless water heater, new pool heater (2024), rebuilt self-cleaning pool pop-up system (2022), new pool cage (2022), upgraded fine-mesh screen enclosure (2023), landscape uplighting, laundry room cabinetry, Samsung washer and dryer (2025), and updated boat slip poles and power post (2025). Situated on the Manatee River with quick and easy access to the Gulf of Mexico, Tampa Bay, and the Intracoastal Waterway, Riviera Dunes is one of Florida's premier West Coast boating communities. Its 18-foot-deep, man-made harbor is among the largest hurricane-protected harbors in the state, offering residents private boat slips either behind their homes or at neighborhood docks. Residents also enjoy resort-style amenities including a private marina, community pool, fitness center, tennis and pickleball courts, waterfront dining, and convenient access to shopping and major commuter routes. Luxury, convenience, and an unmatched boating lifestyle. This is ABSOLUTELY waterfront living at its finest.

1105 3rd Street E, Palmetto

$495,900

4 Beds ⋅ 3 Baths ⋅ Hammocks At Riviera Dunes SubDv. ⋅ 34221 Zip Code

BOATER AND NATURE LOVER’S DREAM IN THIS EXCEPTIONAL: 4 BEDROOM, 3 BATHROOM TOWNHOME! Located in the gorgeous gated community of the Hammocks at Riviera Dunes. Situated adjacent to a deep water protected harbor out to the Manatee river. This “move in ready” three level townhome (with over $40,000 in upgrades) features a beautiful open floor plan on the main level with ceramic tile & granite countertops. The townhome boasts a gorgeous panoramic view of the pool, a pond, featuring a beautiful fountain, and a nature preserve with live oaks. Off the main level is the spacious paver balcony with a natural gas grill for outdoor entertaining. The bedroom on this level may be used as a den/office or a formal dining room. Sleek bamboo floors and wrought iron railings escort you to the top floor large primary suite, featuring French doors, a huge walk-in closet, very large en suite bathroom with updated contemporary walk-in shower and a soaking tub. An added convenience is the full laundry room on this floor. Additionally, this floor has a large guest room with en suite bath, walk-in closet, and partial view of the Manatee river. This townhome features a spacious lower level flex space, which is semi-finished, with huge walk in storage closets, making this an ideal game room, man cave, or space for added guests. The Hammocks community amenities include: Boat slips for rent or purchase, Community center with workout area & kitchen, 2 pools, pickle ball/tennis court, and all outdoor maintenance included. Strategically located minutes from award winning Gulf beaches, preserves, I-75, Skyway bridge, Ellenton outlet mall, numerous restaurants, County convention center, Bradenton, Sarasota, St Petersberg and Sarasota/Tampa Airports. Come make this dream Townhome yours!

1226 3rd Street Circle E, Palmetto

Palmetto/Rubonia Homes with River Water Frontage

Newest Palmetto/Rubonia Homes with River Water Frontage