Apollo Beach / Ruskin Homes with Gated Community - No Guard Community Features

Apollo Beach / Ruskin Homes with Gated Community - No Guard Community Features

Welcome to the serene and picturesque region of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This vibrant coastal community is renowned for its stunning waterfront views, lush landscapes, and a relaxed lifestyle that beckons both families and retirees alike. With its close proximity to Tampa and St. Petersburg, residents enjoy the perfect blend of tranquility and convenience, making it an ideal place to call home.

Apollo Beach is particularly famous for its beautiful beaches, charming marinas, and abundant recreational opportunities. Whether you’re kayaking through the mangroves, fishing in the rich waters of Tampa Bay, or simply enjoying a sunset stroll along the shore, the natural beauty of this area is truly captivating. Ruskin, just a stone's throw away, offers a quaint small-town charm with local markets, parks, and community events that foster a strong sense of belonging.

For those seeking a secure and peaceful living environment, the gated communities in this region provide the perfect solution. These homes feature no-guard gated access, allowing residents to enjoy privacy and peace of mind without the added expense of a full-time security presence. The well-maintained landscapes and thoughtfully designed neighborhoods offer a sense of community and camaraderie among neighbors, making it easy to forge lasting friendships.

Explore the exceptional lifestyle that Apollo Beach and Ruskin have to offer, where beautiful homes in gated communities await you, along with endless opportunities for relaxation and recreation. Discover your dream home today and embrace the coastal living experience that this enchanting region promises!

Newest Apollo Beach / Ruskin Homes with Gated Community - No Guard Community Features

$1,875,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-4 SubDv. ⋅ 33572 Zip Code
Gracious waterfront living awaits on an oversized, over half-acre lot in the Bay Estates community of MiraBay. Custom John Cannon Mediterranean construction and numerous updates by the current owner deliver impressive attention to detail and thoughtful design elements throughout. Designer lighting, tray ceilings and refined finishes enhance the home’s elegant interiors. Positioned on a private cul-de-sac lot with approximately 200 feet of water frontage and tropical landscaping, the property is complemented by a private dock and 20,000-pound full-service boat lift on the lagoon. Designed primarily for single-level living, the home features generous gathering spaces, including a formal living room and light-filled great room with fully retractable sliders opening to the screened lanai. An adjoining breakfast area flows into the chef’s kitchen, appointed with quartz countertops, a center island, pot filler, and Bosch and KitchenAid appliances. The formal dining room provides an intimate setting for entertaining, complemented by an adjacent entertaining bar, wine refrigeration and a generous wine cellar. The primary suite features a welcoming sitting area, seamless access to the pool terrace, dual closets and a spacious bath with dual vanities, an oversized tub and signature walk-through shower overlooking the garden. The first floor also includes two guest bedrooms, one en suite, an additional full bath with direct pool access, a large laundry room and a private den or office. Upstairs, a bonus room opens to a tranquil waterfront terrace and is joined by a fourth bedroom and full bath. Designed for Florida waterfront living, the home opens to a generous lanai with covered dining, an outdoor kitchen and fireplace, along with a heated pool and spa, creating an inviting setting for relaxing, entertaining and enjoying spectacular sunsets. The current owner has made significant improvements, including a 2025 tile roof, newer HVAC systems, tankless water heater, pool heater, and updates to the dock electrical panel, motor and cables. Additional features include a three-car garage with EV charging, a water purification system and plantation shutters. Located within a private gated enclave inside MiraBay, residents enjoy an array of community amenities, including the Club & Spa, fitness facilities, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, water recreation, a community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping and dining, the property also offers connectivity throughout the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5405 Tybee Island Drive, Apollo Beach
$179,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Welcome to Caribbean Isles Residential Cooperative. This home is a large 2 bedroom, 2 bath home partially furnished with Large eat-in Kitchen with a NEW DISH WASHER and the Laundry just off the Kitchen in a separate room that contains a NEW WASHER. The Primary Bedroom has 2 large Walk-in Closet that has a safe mounted to the floor in one for securing your valuables, with an Ensuite. The guest Bedroom has a Walk-in Closet also. Inside the home is has an abundance of storage. It has 2 large separate storage buildings. A Great Screened Patio to just sit and watch the world go by. This home has 2 mature Papaya Trees and 2 mature Mango Trees. The home is low maintenance and well-maintained. The HVAC replaced in 2022 and Return Air Duct was replaced in late 2024. The Owners had a Generator Switch installed to make it easier for alternate power in case of power failure. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community with heated pool plus many activities. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

133 S Saint Thomas Circle, Apollo Beach
$349,490
3 Beds ⋅ 3 Baths ⋅ Mirabay - Townhomes At Compass Pointe SubDv. ⋅ 33572 Zip Code
5518 Luminar Pointe Ln, Apollo Beach, FL 33572 | 3 Bedrooms | 2.5 Bathrooms | Den | 2-Car Garage | Maintenance-Free Living | MiraBay Experience maintenance-free luxury living in MiraBay with this spacious 3-bedroom, 2.5-bath executive townhome with a den and 2-car garage, located in one of Apollo Beach's premier waterfront communities. Offering an impressive combination of space, upscale finishes, abundant storage, and a walkable location near MiraBay's resort-style amenities, this home delivers the Florida lifestyle you've been looking for. Step inside to an inviting open-concept floor plan featuring beautiful travertine flooring throughout the main level, soaring ceilings, crown molding, modern finishes, and an abundance of natural light. Double French doors open to a private den/home office, complete with built-in shelving. Storage is exceptional throughout the home, with walk-in closets in every bedroom, additional den storage, and a convenient closet tucked beneath the stairs. At the heart of the home is the chef's kitchen, featuring 42-inch upper cabinetry with crown molding, granite countertops, tile backsplash, stainless steel appliances including a wine refrigerator, breakfast bar with pendant lighting, and an oversized center island with additional dining space. A custom built-in hutch adds even more storage and character while creating the perfect space for entertaining. Upstairs, the expansive primary suite feels like a private retreat, beginning with its own foyer and opening to a generous bedroom with a separate sitting area. The ensuite bath features a garden soaking tub, oversized walk-in shower, dual-sink vanity with dedicated makeup space, and a large walk-in closet enhanced with California Closet storage. Two generously sized secondary bedrooms share a convenient Jack-and-Jill bathroom, while the upstairs laundry room includes built-in cabinetry and a utility sink. Enjoy Florida's indoor-outdoor lifestyle from the private pavered and fenced patio, perfect for relaxing, grilling, or entertaining. The 2-car garage is complemented by an oversized driveway long enough to accommodate trucks and SUVs, with additional guest parking conveniently located nearby. Enjoy the ease of maintenance-free living, with landscaping maintenance and water included in the HOA. The home is just steps from a neighborhood park and playground overlooking the lagoon and a short walk to the MiraBay clubhouse and community amenities. Located in the sought-after MiraBay community in Apollo Beach, residents enjoy a resort-style waterfront lifestyle with a clubhouse, pools, fitness center, tennis and pickleball courts, basketball, parks, playgrounds, walking trails, and opportunities for kayaking and paddleboarding. Convenient access to shopping, dining, I-75, Tampa, MacDill Air Force Base, and the greater Tampa Bay area makes this an exceptional opportunity for those seeking a luxury townhome in Apollo Beach, maintenance-free home in MiraBay, or resort-style Florida living. Luxury, space, convenience, and the MiraBay lifestyle come together at 5518 Luminar Pointe Ln—schedule your private showing today!

5518 Luminar Pointe Lane, Apollo Beach
$374,900
4 Beds ⋅ 2 Baths ⋅ Osprey Landing SubDv. ⋅ 33572 Zip Code
Tastefully remodeled Dream Home! Gated community backs up to your own waterfront oasis! Nestled in the sought-after Osprey Landing community, this home combines style, comfort, and convenience. Freshly Painted and Move in ready. New AC in 2026 and much much more! Enjoy cooking and entertaining in the gourmet kitchen featuring 42" cabinets, sleek granite countertops, a large kitchen island with breakfast bar, and brand new stainless steel appliances. The bright open floorplan includes a welcoming dining area and a relaxing living room that flows seamlessly to the serene lake view through glass sliding doors—perfect for indoor-outdoor living. The primary suite offers a true retreat with a huge walk-in closet, and a luxurious bath complete with double granite vanity, and glass enclosed shower. The additional generously sized bedrooms provide flexibility for family, guests, or workspace. Additional features include a the amazing view overlooking the lake behind, large backyard, 2-car garage, bonus room/office, low HOA fees, NO CDD, and not in a flood zone. Located with easy access to I-75, top-rated medical facilities, shopping, dining, and more—Osprey Landing is the perfect blend of suburban charm and urban convenience.

5028 Inshore Landing Drive, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
$1,274,900
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Some homes give you a place to live. This one gives you the Florida lifestyle people dream about. Your boat at your private dock. Friends gathered around the pool. A brilliant sunset reflecting across the water. At 603 Islebay Drive, every day feels like a waterfront escape—and you never have to leave home. Set on a saltwater canal with direct Tampa Bay access, this impeccably maintained Key West–style residence delivers 3,752 square feet of elevated waterfront living. Inside are 4 bedrooms, 3.5 bathrooms, soaring ceilings, beautiful natural light, and striking water views. The renovated kitchen is made to impress, featuring dramatic stone countertops, an oversized island, contrasting cabinetry, stainless-steel appliances, and a dual-fuel range. The first-floor primary suite is pure indulgence, complete with a freestanding soaking tub, oversized shower, dual vanities, and exceptional storage. Upstairs, possibilities await. An exceptionally spacious loft, private bedroom, and full bath create an entire retreat of its own—ideal for out-of-town guests who appreciate privacy and independence, or transform the loft into an impressive game room, home theater, second living area, home office, fitness studio, or whatever fits your lifestyle. Outside, the heated pool, screened lanai, and private dock create the ultimate setting for entertaining, boating, fishing, and unforgettable evenings on the water. A newer roof, tankless water heater, pool heater, remodeled bathrooms, updated flooring, and three-car tandem garage complete the package. All within gated MiraBay, where resort-style amenities and an active coastal lifestyle await. Beautiful homes come and go. Waterfront homes that make you feel something are much harder to find. This is the kind of home you’ll wish you hadn’t missed. Schedule your private showing today!

603 Islebay Drive, Apollo Beach
$530,000
3 Beds ⋅ 3 Baths ⋅ Sunset Bay Twnhms SubDv. ⋅ 33572 Zip Code
EXCEPTIONAL WATERFRONT TOWNHOME COMING SOON, THIS LUXERY PROPERTY HITS THE MARKET ON SATURDAY, SEPTEMBER 19TH. *Owners are relocating* providing a unique opportunity that allows for additional options such as: ALL LEVELS FULLY FURNISHED - ADJACENT BACK YARD BOAT SLIP(BOAT SLIP PURCHASED SEPARATELY) - 21ft BENNINGTON (300hrs) CURRENTLY IN SLIP. This premium home is situated in a PET FRIENDLY small 37 unit GATED COMMUNITY and boasts many unique features that provide standout appeal including: RARE END UNIT LOCATION WITH 3 DIFFERENT WATER VIEWS (bay, pool and pond) - GROUND LEVEL WITH BUILT IN PRIVATE ELEVATOR HOSTS AN UNCOMMON 2 CAR DRIVEWAY WITH A TANDEM GARAGE THAT INCLUDES A SPACIOUS FURNISHED GAME ROOM - THE NEWLY UPGRADED HVAC INCLUDES A WHOLE HOUSE DEHUMIDIFIER THAT PROVIDES AN ULTRA LOW HUMIDITY ENVIRONMENT YEAR AROUND. For boating enthusiasts, direct deep-water access to Tampa Bay and the Gulf of Mexico is just moments away. This thoughtfully designed residence features 3 bedrooms and 2.5 bathrooms. Upon entry, you'll find a spacious foyer and abundant storage with a rear facing private waterfront patio, perfect for grilling that adjoins to the game room. The main living level is designed for both everyday comfort and effortless entertainment. Soaring ceilings, crown molding, and abundant natural light with custom plantation shutters throughout the home all create a warm and inviting atmosphere throughout. The chef-inspired kitchen features custom solid-wood white cabinetry, engineered stone countertops, decorative tile backsplash, built-in oven, and an oversized breakfast bar. French doors open to a screened and covered balcony where spectacular water views of dolphins and manatees provide the perfect backdrop for morning coffee, evening cocktails, and unforgettable sunsets. The main-level owner's suite offers a private retreat with a spacious walk-in closet and spa-inspired bath featuring dual vanities, a soaking tub, and walk-in upgraded shower. Upstairs, two generously sized guest bedrooms can sleep 6 with tray ceilings and large walk-in closets. One large full bath supports both bedrooms, while an additional sitting area in the bay facing bedroom provides flexibility for a home office, fitness space, or reading nook. This end-unit allows for exceptional quiet and privacy with only one shared wall. The HOA provides beautifully maintained grounds, and the residents of this Sunset Bay community enjoy resort-style amenities including a waterfront pool, cabana, scenic boardwalk, lagoon, private fishing dock, and lush landscaping. HOA fees include water service and flood insurance for added value and peace of mind. This opportunity becomes even more appealing if a buyer prefers to take advantage of the show room furnished option and-or the prospect of a owning their own private dock which creates a truly turnkey waterfront retreat. Luxury waterfront living, breathtaking views, resort-style amenities, and direct boating access with the added bonus of having HOA supported Flood Insurance — this is Sunset Bay at its finest.

6420 Sunset Bay Circle, Apollo Beach
$124,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
$240,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Imagine starting your Florida mornings with coffee on your screened lanai, overlooking the peaceful pond and fountain just beyond your backyard. Located on a quiet cul-de-sac with no drive-by traffic, this spacious 2000 double-wide offers easy Florida living, whether you're looking for a year-round residence or the perfect seasonal retreat. Offering THREE bedrooms—or two bedrooms plus a den, office, or hobby room—the flexible floor plan provides plenty of room for guests and everyday living. High ceilings and ceiling fans throughout create an open, airy feel, while wide hallways and an exterior ramp provide added accessibility and convenience. The roof was replaced in 2021, and the home has been very well maintained. The spacious primary suite features beautiful arched windows, a double-wide walk-in closet, and an ensuite bath with a walk-in shower, double sinks, and additional storage. A separate laundry room offers even more storage—including that always-useful broom closet! The kitchen is designed for gathering, with a center island offering casual seating, a built-in cooktop, and convenient pan storage underneath. But your favorite living space may be outside—a SCREENED LANAI stretching across the width of the home and overlooking the pond and fountain. It's the perfect spot for morning coffee, entertaining friends, or simply enjoying the Florida sunshine and peaceful view. A separate shed provides generous workshop or storage space, and the covered carport keeps your vehicle protected. Located in the gated, resident-owned 55+ Caribbean Isles Residential Cooperative, ownership means NO LOT RENT! Instead, residents pay an affordable monthly maintenance fee while enjoying an impressive array of resort-style amenities. Take a dip in the heated pool, play shuffleboard or bocce, or enjoy the clubhouse, game room, library, craft room, community dinners, dances, clubs, and year-round activities. Boaters and kayakers will appreciate the on-site boat and kayak launch and waterfront canal system leading toward Tampa Bay. Conveniently located between Tampa and Sarasota, you're close to shopping, restaurants, medical facilities, and everyday necessities, with beautiful Gulf Coast beaches approximately 40 minutes away and Orlando's world-famous theme parks less than two hours away. Affordable, comfortable, and surrounded by the Florida lifestyle you've been waiting for—bring your golf cart and your suntan lotion. Your pond-side retreat in Caribbean Isles is ready to welcome you home!

103 Saint George Court, Apollo Beach
$1,350,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 3a-1 SubDv. ⋅ 33572 Zip Code
Welcome to outstanding waterfront living in MiraBay with this beautifully appointed and updated boater’s escape. Designed primarily for one-level living, the home is embraced by tranquil water views at every turn. Spectacular outdoor living and entertaining center around a screen-enclosed, heated saltwater pool and spa, outdoor kitchen with bar-top dining, outdoor fireplace, covered entertaining area and automated patio awning for additional shade. A private, full-service dock features a 20,000-lb. boat lift, creating an exceptional setting for enjoying life on the water. The impressive kitchen offers dual quartz islands and GE Café appliances, including wine refrigeration, within an open, light-filled plan featuring a breakfast area and living room overlooking the water. A formal dining room is highlighted by a dramatic statement wine wall, while thoughtfully selected lighting adds character throughout. The first-level primary suite is a private sanctuary with sweeping water views, lanai access and an expansive closet and dressing room. The spa-inspired primary bath features a deep jetted tub and separate glass-enclosed shower. Additional first-level spaces include a private office, two secondary bedrooms and full baths. Upstairs, a versatile flex space with bath and water views is ideal for guests, media or bonus-room use. The current owners have made significant lifestyle and peace-of-mind improvements, including a whole-home generator, impact-rated windows and doors, an automated outdoor awning, extensive indoor and outdoor kitchen updates, and statement lighting. Additional features include a 2022 roof, two 2022 HVAC systems, and a 2022 boat lift with power pedestal and water service. MiraBay residents enjoy the Club & Spa, fitness center, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping, dining and the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5233 Brighton Shore Drive, Apollo Beach
$310,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Virtually Staged. JUST RELAX, you've found it! Welcome to waterfront living in this beautifully maintained and updated 2012 Jacobson home, where you can start your mornings watching the sunrise over the canal from an expansive screened lanai that stretches across the rear of the home. Offering two bedrooms, a dedicated office, two full baths, and comfortable indoor and outdoor living spaces, this home combines thoughtful design, stylish updates, and plenty of room to enjoy the Florida lifestyle. At the heart of the home is a gorgeous updated kitchen featuring granite countertops, stainless steel appliances, a pantry, convenient pull-out storage and beautiful features throughout. A cheerful breakfast nook provides the perfect spot for morning coffee, while the separate dining area offers plenty of space for entertaining family and friends. Neutral décor, crown molding, luxury vinyl flooring, and ceiling fans throughout create a polished, comfortable interior that is easy to make your own. The washer and dryer are conveniently located just off the hall, conveniently located close the bedrooms and guest bath. The spacious primary suite is a relaxing retreat with a large closet and private ensuite bath featuring double sinks and a walk-in shower. Guests will appreciate their own bedroom and full bath with a tub, while the separate office provides valuable additional space for working from home, hobbies, crafts, or whatever suits your lifestyle. Outdoor living is just as impressive, with TWO screened lanais, including the oversized canal-side lanai —a wonderful place to dine, entertain, relax with a good book, or simply enjoy the waterfront view. There is room for gardening, and the generous workshop/storage area is ideal for the boater, fisherman, gardener, or hobbyist who can never have too much storage. The tall carport offers clearance for a larger vehicle or boat, while the spacious parking pad provides room for several additional vehicles—and, of course, space for your must-have golf cart. Additional features include a NEW ROOF in 2026 and a water treatment system. Located in the gated, resident-owned 55+ Caribbean Isles Residential Cooperative, this home puts the affordable Florida waterfront lifestyle within reach. Enjoy a community filled with amenities, activities, boating opportunities, and neighbors who know how to enjoy the Florida sunshine. Whether you're heading out on the water, cruising the neighborhood by golf cart, tending your garden, or watching the morning sun rise over the canal from your lanai, this is a home designed for enjoying the lifestyle you deserve.

115 E Saint Annes Circle, Apollo Beach
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