Apollo Beach / Ruskin Homes with Optional Additional Fees Amenities

Apollo Beach / Ruskin Homes with Optional Additional Fees Amenities

Welcome to Apollo Beach and Ruskin, two hidden gems nestled along Florida's stunning Gulf Coast in Hillsborough County. Known for their breathtaking waterfront views and vibrant communities, these areas offer a unique blend of relaxation and adventure, making them perfect for families, retirees, and everyone in between.

Apollo Beach is renowned for its picturesque canals and proximity to the serene waters of Tampa Bay. Here, residents can indulge in a variety of water-based activities, from boating and fishing to paddleboarding and kayaking. The nearby Apollo Beach Nature Preserve provides a tranquil escape, where you can stroll along scenic trails and observe local wildlife in their natural habitat.

Just a short drive away, Ruskin boasts a rich agricultural heritage and a warm, welcoming atmosphere. The community is dotted with charming parks and recreational facilities, making it an ideal spot for outdoor enthusiasts. With its close-knit neighborhoods and family-friendly events, Ruskin fosters a sense of belonging that residents cherish.

When it comes to homes in this region, you'll find a diverse array of options, many of which come with optional additional fee amenities. These amenities can include access to community pools, fitness centers, and clubhouses, enhancing your lifestyle and making it easy to connect with neighbors. Whether you're seeking a waterfront retreat or a cozy family home, Apollo Beach and Ruskin offer something for everyone.

Explore the possibilities of living in these beautiful communities, where the sun shines bright, and the lifestyle is as vibrant as the surroundings. Your dream home awaits!

Newest Apollo Beach / Ruskin Homes with Optional Additional Fees Amenities

$799,999
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Welcome to your slice of paradise in the highly sought-after Waterfront, Resort-Style community of MiraBay! This impressive 4-bedroom, 3.5-bath waterfront pool home offers 3,283 square feet of thoughtfully designed living space where comfort, style, and the Florida lifestyle come together beautifully. From the moment you step inside, you’ll feel right at home. The spacious floor plan features both a dining room and a breakfast nook area, perfect for everything from holiday gatherings to casual dinners. A dedicated office provides a quiet work-from-home space, while the upstairs loft with a built-in desk adds even more flexibility for work, study, or hobbies. The fourth bedroom can easily serve as a TV room, game room, or flex space—ideal for entertaining or relaxing evenings in. The first-floor primary suite is a true retreat, complete with its own private door leading directly to the pool area—perfect for enjoying peaceful mornings or unwinding at sunset. The en-suite bathroom features a luxurious jacuzzi-style soaking tub, a separate walk-in shower, and a custom closet system, along with ample storage. Throughout the home, you’ll find generous closet space and tile and bamboo flooring for a clean, modern look with easy maintenance. Step outside and experience your private backyard oasis. The screened-in pool enclosure features a sparkling in-ground pool, a covered lanai for shaded relaxation, and tranquil waterfront views. The convenient half bath includes direct access to the pool area, making outdoor living even more functional. Just outside the enclosure, a side patio offers additional space for grilling, sunbathing, or gathering with friends. This home has a RESTRICTED dock, that only a certain size of boats is allowed/ will fit. This home is not only beautiful but also packed with valuable upgrades, including a new roof (2022), new AC (2023), and fully paid-off solar panels installed in 2024 for energy efficiency and long-term savings. Additional features include a whole-home generator, water softener, reverse osmosis system in the kitchen, and washer and dryer included for added convenience. If you’ve been dreaming of moving into paradise, this is the one you’ve been waiting for. This is truly a family-friendly community with lots to do, every day. As a resident of this gated resort-style coastal community, you will feel like you are on vacation every day. This home is located in the Beautiful waterfront, resort-style community of MiraBay!!!! This resort-style community has a community clubhouse, heated-resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much, much more. You will feel like you’re living in a 5-star resort! This community has it all. This home is centrally located and convenient to Tampa, Orlando, Bradenton, Sarasota, and St. Petersburg where you can experience the best Florida beaches, shopping, and entertainment. The Florida lifestyle you've been dreaming of awaits you. Paradise awaits! Call today for your private showing. This property is being sold as-is as part of an estate sale. All information is deemed reliable but not guaranteed. Buyers are encouraged to conduct their own due diligence and independent inspections prior to closing. Equal Housing Opportunity.

435 Islebay Drive, Apollo Beach
$239,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to relaxed Florida living in the highly sought-after 55+ Caribbean Isles Residential Cooperative, where this beautifully maintained 2-bedroom, 2-bath home offers both comfort and character with thoughtful upgrades throughout. A spacious bonus room provides the perfect setting for a family room, hobby space, or man cave, featuring a stunning window wall that frames peaceful views of the serene pond and lighted fountain just beyond your backyard. The updated kitchen is both functional and inviting, complete with a window over the sink, while the dining area showcases a built-in cabinet adding charm and practical storage. Custom woodworking details elevate the interior, including framed windows and hallway wainscoting, complemented by neutral paint and special decorative touches that create a warm, welcoming feel. This home comes fully furnished and move-in ready, with laminate flooring throughout for easy care, ceiling fans, and walk-in closets in both bedrooms, along with a built-in Murphy bed for added flexibility. The primary bath features a walk-in shower for convenience. Outdoor spaces are just as inviting, with a screened and enclosed front porch, a pavered front entry, and a rear paver patio overlooking the tranquil water—perfect for morning coffee or evening relaxation. A large storage shed provides additional space for tools or hobbies. Ideally located on a quiet court with no drive-through traffic, the home is just steps from the beautifully landscaped gazebo park and a short golf cart ride to the community’s resort-style amenities. Offering no lot rent and a low monthly maintenance fee, Caribbean Isles delivers an active yet peaceful waterfront lifestyle that is hard to match.

101 Saint George Court, Apollo Beach
$149,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
This very affordable two bedroom, two bathroom home is located in Caribbean Isles Residential Cooperative and offers the perfect setting for those beginning retirement or looking for a warm and welcoming winter retreat. With no lot rent and no CDD, and a low monthly maintenance fee, you can enjoy the comfort of ownership without the burden of high carrying costs. The primary bedroom features an ensuite bath, while a second full bathroom off the hall provides convenience for visiting family and friends. Sliding glass doors from the living room open to a fully enclosed sunporch, creating additional living space that can be used year round as a cozy den, home office, reading room, or extra sleeping area for guests. The home is partially furnished, making it easy to settle in and start enjoying the Florida lifestyle right away. Just outside the kitchen is a screened lanai, a comfortable place to enjoy your morning coffee or unwind in the evening while greeting neighbors as they stroll by on golf carts, bicycles, or walking their pets. With four miles of private roads, you can take daily walks to the clubhouse, heated pool, or lagoon park while staying active and connected. Caribbean Isles is a resident owned 55+ waterfront community designed for relaxed living, offering a clubhouse with regular social events and activities, a heated pool for year round enjoyment, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch with direct access to Tampa Bay for those who enjoy time on the water. Located in Apollo Beach, the community provides convenient access to shopping, dining, medical facilities, and major highways for easy travel to Tampa, St. Petersburg, and Sarasota. This home presents an opportunity to enjoy a simpler pace, warmer winters, and a friendly, established community where neighbors become friends.

225 N Saint Thomas Circle, Apollo Beach
$229,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Located in the sought-after Caribbean Isles, this beautifully maintained 2021-built 2-bedroom, 2-bath home offers modern construction, thoughtful design, and relaxed Florida living. Built to the highest code and HUD specifications, this home provides peace of mind along with timeless style. The open-concept kitchen and living area is bright and inviting, featuring neutral décor, attractive lighting fixtures, ceiling fans, and space for both a dining table and casual seating at the kitchen island. The home is partially furnished and impeccably cared for, making it easy to move right in. The primary bedroom includes an ensuite bath, while the second bedroom is ideal for guests or a home office. A washer and dryer are conveniently located in the hallway. As you step outside to the screened front porch, the perfect spot to enjoy your morning coffee while watching the sunrise, note the shaded sliding glass doors. You'll also note the upgraded plantation, shutters throughout the home on both the sliding door and windows. The spacious carport is tall enough to accommodate a boat, and the community also offers on-site boat and RV storage. Caribbean Isles is a pet- and golf-cart-friendly, gated 55+ community designed for both seasonal and full-time residents, featuring resort-style amenities, an active social calendar, and a true waterfront lifestyle with canals leading to Tampa Bay. Whether you’re looking for a refined winter retreat or a year-round home, this nearly new residence delivers comfort, quality, and an exceptional coastal lifestyle.

124 E Saint Annes Circle, Apollo Beach
$123,900
1 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Live Big in a Home That’s Easy to Love. Discover how much comfort and convenience can fit into this beautifully updated one-bedroom home. Designed for easy living, it offers less maintenance, less cleaning, and lower utility costs—making it the perfect winter retreat, retirement home, or affordable year-round residence for one or a couple. Located in Caribbean Isles Residential Cooperative, you'll enjoy one of Florida's best values with no lot rent, no HOA, and no CDD—just a low monthly maintenance fee of $242. Better yet, the ownership share is included with the purchase. This charming home is being sold fully furnished and is truly move-in ready. Recent improvements include NEW flooring with completed subfloors, plumbing upgrades, NEW skirting, a NEW vapor barrier, added insulation, a durable metal roof, and updated living room windows. The thoughtfully designed floor plan offers 714 square feet of bright, open living space, plus a spacious Florida room that flows into an oversized storage and utility area, adding approximately 204 square feet of flexible space perfect for hobbies, a home office, overnight guests, or simply relaxing after a day on the water. Inside, you'll appreciate the comfortable coastal feel, a NEW stacked washer and dryer conveniently located near the bathroom, a step-in shower, linen storage, and a cozy, inviting bedroom. Life at Caribbean Isles is about much more than the home itself. This gated, resident-owned 55+ waterfront community offers canals with direct access to Tampa Bay, a heated pool, an active clubhouse, year-round social events, boating, kayaking, shuffleboard, bocce, horseshoes, and countless opportunities to enjoy Florida's outdoor lifestyle. The community is also golf cart friendly and pet friendly (with some restrictions). Conveniently situated between Tampa and Sarasota/Bradenton, you'll be just minutes from shopping, restaurants, medical facilities, beaches, airports, and everything the Gulf Coast has in amenities and services. If you've been searching for an affordable Florida home that lets you spend less time maintaining a house and more time enjoying life, this charming home is one you won't want to miss.

308 S Port Royal Lane, Apollo Beach
$1,875,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-4 SubDv. ⋅ 33572 Zip Code
Exquisite Waterfront Estate | 200' of Shoreline.. Brand New Tile Roof (2025).. Experience premier coastal living in this stunning John Cannon custom estate, situated on a sprawling cul-de-sac lot with approximately 200 feet of water frontage. This property offers direct lagoon access via a private dock and a 20,000 pound boat lift, making it a true standout, in the Bay Estates of MiraBay. Elegant Updates & Design This primarily single-story floor plan has recent upgrades include a new HVAC system, tankless water heater, pool heater, and designer lighting. Chef’s Kitchen: Equipped with top-tier appliances, quartz countertops, custom cabinetry, an oversized island, and a sunny breakfast nook. Indoor-Outdoor Flow: The family room features fully retractable pocket sliding doors that open to the lanai for a seamless transition to the waterfront breeze. Dedicated Work & Social Spaces: Includes a private home office, formal dining and living rooms, and a custom entertaining bar with integrated wine storage. Versatile Living Spaces... The thoughtful split-plan layout ensures privacy and comfort for all: Primary Suite: A sanctuary featuring a sitting area, direct pool access, an oversized soaking tub, a signature walk-in shower, and custom-organized closets. Guest Accommodations: Two additional first-floor bedrooms (one ensuite) and a pool bath with direct lanai access. Upper Level: A remodeled guest suite with a full bath and a spacious bonus room that opens to a private balcony with sweeping lagoon views. Outdoor Oasis The backyard is designed for relaxation and recreation, anchored by a heated pool and spa with elegant travertine decking. The outdoor living area is completed by: A large, spacious, outdoor kitchen and covered dining area. A cozy fireplace and professional, lush landscaping. Unobstructed views of the water for enjoying evening sunsets. Additional Highlights Custom closet systems and architectural tray ceilings. 3-car garage with epoxy flooring and upgraded storage. Located within the gated MiraBay community. This resort-style community has a community clubhouse, heated-resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much, much more. You will feel like you’re living in a 5-star resort! This community has it all. This home is centrally located and convenient to Tampa, Orlando, Bradenton, Sarasota, and St. Petersburg where you can experience the best Florida beaches, shopping, and entertainment. The Florida lifestyle you've been dreaming of awaits you. Paradise awaits! Call today for your private showing.

5405 Tybee Island Drive, Apollo Beach
$233,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
AMAZING PRICE! Do not miss this spacious home in the resort-style 55+ resident-owned waterfront community of Caribbean Isles. If you're ready to make a move, this 1620 square foot, three-bedroom, two-bath home is ready for your seasonal enjoyment or year-round retirement. This FURNISHED and accessorized home features a large SCREENED IN LANAI, a dedicated laundry area, right off the kitchen, with ample storage and workspace, and a separate WORKSHOP with plenty of room for hobbies or DIY. The kitchen opens to the dining and living areas while maintaining a sense of separation—perfect for perfecting your cooking skills. The primary suite comfortably accommodates a king-sized bedroom set and is thoughtfully separated from the guest rooms on the opposite side of the expansive living room. A private office area, enclosed, and just off the kitchen, offers a quiet workspace or hobby nook. Additional features include HIGH CEILINGS, large windows that fill the home with natural light, and a walk-in shower. Caribbean Isles is a WATERFRONT COMMUNITY built along a series of canals, with concrete seawalls, that lead out to Tampa Bay. Residents can take advantage of BOAT AND RV STORAGE in the community lot for an affordable annual fee ranging from $120 to $250, depending on space needs. The community is GOLF CART and PET FRIENDLY. Located midway between Tampa, St. Petersburg, and Sarasota-Bradenton, and within a day trip to Orlando’s theme parks, Caribbean Isles offers both tranquility and convenience. Apollo Beach provides everything you need locally—from shopping and dining to recreational activities. There is NO LOT RENT. Ownership includes an ownership share in the resident-owned cooperative. The monthly maintenance fee of $242 covers professional management, upkeep of private roads, a boat launch, dog park, lagoon park, community amenities, and funding for replacement reserves.

250 S Port Royal Lane, Apollo Beach
$80,000
Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
**Build Your Dream Home in Paradise** Caribbean Isles Residential Cooperative, in beautiful Apollo Beach, welcomes you to an active 55+ gated waterfront community where resort-style living meets laid-back Florida charm. This prime corner lot is cleared and ready for your custom single-wide (16' min) or double-wide (24' max) manufactured home. Enjoy no lot rent – just a low $242 monthly maintenance fee in a resident-owned community. Bring your pets (with some restrictions), bring your golf cart, and bring your boat — with a private boat launch, boat storage, and golf cart-friendly streets, every day feels like vacation. Soak in the sunshine at the heated pool, join neighbors for year-round events and activities, or simply relax in this professionally managed, welcoming neighborhood. Opportunities like this don’t last — build new and live the lifestyle you deserve in Caribbean Isles.

101 E Saint Lucia Loop, Apollo Beach
$65,000
Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Move your new manufactured home into the resort style, 55+ community of Caribbean Isles. No neighbors in your backyard, but instead you will have a calming view of the trees and the creek below. This 50' by 80' lot will fit a new 24' doublewide home nicely, and you'll be a shareholder of the cooperative community. There is NO LOT RENT, just a reasonable monthly maintenance fee of $242. And the workshop/storage SHED on the property is pre-wired and conveys with the lot. That will be a convenient amenity that you won't need to add later. Caribbean Isles is a very active community with dinner dances, an annual talent show, monthly bingo, water aerobics, and other year around activities too numerous to mention. Bring your golf cart! With four miles of private roads, you can bike or walk for exercise. Boasting a heated pool, community center with a library, game room, and craft room, a dog park, boat and kayak launch, and a place to store your boat or RV, what's not to love.

223 N Saint George Circle, Apollo Beach
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