Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

Welcome to Apollo Beach and Ruskin, two charming gems nestled in the heart of Hillsborough County, Florida. Known for their stunning waterfront views and vibrant community spirit, these neighborhoods offer a unique blend of relaxation and adventure, perfect for families, retirees, and everyone in between.

Apollo Beach is particularly famous for its picturesque canals and easy access to the Gulf of Mexico, making it a paradise for boating enthusiasts and nature lovers alike. With its warm, sunny climate, residents enjoy year-round outdoor activities, from fishing and kayaking to leisurely strolls along the scenic waterfront parks. The nearby Ruskin also boasts a rich agricultural heritage, with local farms and markets offering fresh produce and a taste of Florida’s rural charm.

One of the standout features of living in Apollo Beach and Ruskin is the welcoming, golf cart-friendly community. Imagine cruising down the palm-lined streets in your golf cart, waving to neighbors, and stopping by local shops and eateries without the hassle of traditional parking. Many homes in this area are designed to accommodate golf carts, providing the perfect blend of convenience and leisure.

In addition to the golf cart-friendly lifestyle, residents have access to a variety of community amenities, including parks, playgrounds, and recreational facilities. Whether you're looking for a cozy waterfront retreat or a vibrant family home, Apollo Beach and Ruskin offer a diverse range of properties that cater to every taste and lifestyle. Come discover the charm of this beautiful region, where community and nature come together to create an idyllic Florida living experience!

Newest Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

$530,900
3 Beds ⋅ 2 Baths ⋅ Waterset SubDv. ⋅ 33572 Zip Code
Nearly new and extensively upgraded 3-bedroom, 2-bathroom single-family home located in Apollo Beach, Florida. Built in 2023, this approximately 1,998-square-foot residence offers modern construction, thoughtful upgrades, and smart-home features designed for comfortable Florida living. The property sits on an approximately 6,025-square-foot lot and offers a desirable single-story layout. The home features contemporary construction with masonry exterior and composition-shingle roofing. The property is located within a planned-development community with HOA amenities and convenient access to the South Shore area. A major highlight is the extensive collection of upgrades and smart-home improvements, providing enhanced convenience and functionality beyond a typical newer-construction home. The property presents an opportunity for buyers seeking a newer home without the wait and uncertainty associated with new construction. The home is conveniently located in the Apollo Beach/South Shore area, with a

6252 Hidden Branch Drive, Apollo Beach
$1,875,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-4 SubDv. ⋅ 33572 Zip Code
Gracious waterfront living awaits on an oversized, over half-acre lot in the Bay Estates community of MiraBay. Custom John Cannon Mediterranean construction and numerous updates by the current owner deliver impressive attention to detail and thoughtful design elements throughout. Designer lighting, tray ceilings and refined finishes enhance the home’s elegant interiors. Positioned on a private cul-de-sac lot with approximately 200 feet of water frontage and tropical landscaping, the property is complemented by a private dock and 20,000-pound full-service boat lift on the lagoon. Designed primarily for single-level living, the home features generous gathering spaces, including a formal living room and light-filled great room with fully retractable sliders opening to the screened lanai. An adjoining breakfast area flows into the chef’s kitchen, appointed with quartz countertops, a center island, pot filler, and Bosch and KitchenAid appliances. The formal dining room provides an intimate setting for entertaining, complemented by an adjacent entertaining bar, wine refrigeration and a generous wine cellar. The primary suite features a welcoming sitting area, seamless access to the pool terrace, dual closets and a spacious bath with dual vanities, an oversized tub and signature walk-through shower overlooking the garden. The first floor also includes two guest bedrooms, one en suite, an additional full bath with direct pool access, a large laundry room and a private den or office. Upstairs, a bonus room opens to a tranquil waterfront terrace and is joined by a fourth bedroom and full bath. Designed for Florida waterfront living, the home opens to a generous lanai with covered dining, an outdoor kitchen and fireplace, along with a heated pool and spa, creating an inviting setting for relaxing, entertaining and enjoying spectacular sunsets. The current owner has made significant improvements, including a 2025 tile roof, newer HVAC systems, tankless water heater, pool heater, and updates to the dock electrical panel, motor and cables. Additional features include a three-car garage with EV charging, a water purification system and plantation shutters. Located within a private gated enclave inside MiraBay, residents enjoy an array of community amenities, including the Club & Spa, fitness facilities, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, water recreation, a community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping and dining, the property also offers connectivity throughout the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5405 Tybee Island Drive, Apollo Beach
$179,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Welcome to Caribbean Isles Residential Cooperative. This home is a large 2 bedroom, 2 bath home partially furnished with Large eat-in Kitchen with a NEW DISH WASHER and the Laundry just off the Kitchen in a separate room that contains a NEW WASHER. The Primary Bedroom has 2 large Walk-in Closet that has a safe mounted to the floor in one for securing your valuables, with an Ensuite. The guest Bedroom has a Walk-in Closet also. Inside the home is has an abundance of storage. It has 2 large separate storage buildings. A Great Screened Patio to just sit and watch the world go by. This home has 2 mature Papaya Trees and 2 mature Mango Trees. The home is low maintenance and well-maintained. The HVAC replaced in 2022 and Return Air Duct was replaced in late 2024. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community with heated pool plus many activities. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

133 S Saint Thomas Circle, Apollo Beach
$349,490
3 Beds ⋅ 3 Baths ⋅ Mirabay - Townhomes At Compass Pointe SubDv. ⋅ 33572 Zip Code
5518 Luminar Pointe Ln, Apollo Beach, FL 33572 | 3 Bedrooms | 2.5 Bathrooms | Den | 2-Car Garage | Maintenance-Free Living | MiraBay Experience maintenance-free luxury living in MiraBay with this spacious 3-bedroom, 2.5-bath executive townhome with a den and 2-car garage, located in one of Apollo Beach's premier waterfront communities. Offering an impressive combination of space, upscale finishes, abundant storage, and a walkable location near MiraBay's resort-style amenities, this home delivers the Florida lifestyle you've been looking for. Step inside to an inviting open-concept floor plan featuring beautiful travertine flooring throughout the main level, soaring ceilings, crown molding, modern finishes, and an abundance of natural light. Double French doors open to a private den/home office, complete with built-in shelving. Storage is exceptional throughout the home, with walk-in closets in every bedroom, additional den storage, and a convenient closet tucked beneath the stairs. At the heart of the home is the chef's kitchen, featuring 42-inch upper cabinetry with crown molding, granite countertops, tile backsplash, stainless steel appliances including a wine refrigerator, breakfast bar with pendant lighting, and an oversized center island with additional dining space. A custom built-in hutch adds even more storage and character while creating the perfect space for entertaining. Upstairs, the expansive primary suite feels like a private retreat, beginning with its own foyer and opening to a generous bedroom with a separate sitting area. The ensuite bath features a garden soaking tub, oversized walk-in shower, dual-sink vanity with dedicated makeup space, and a large walk-in closet enhanced with California Closet storage. Two generously sized secondary bedrooms share a convenient Jack-and-Jill bathroom, while the upstairs laundry room includes built-in cabinetry and a utility sink. Enjoy Florida's indoor-outdoor lifestyle from the private pavered and fenced patio, perfect for relaxing, grilling, or entertaining. The 2-car garage is complemented by an oversized driveway long enough to accommodate trucks and SUVs, with additional guest parking conveniently located nearby. Enjoy the ease of maintenance-free living, with landscaping maintenance and water included in the HOA. The home is just steps from a neighborhood park and playground overlooking the lagoon and a short walk to the MiraBay clubhouse and community amenities. Located in the sought-after MiraBay community in Apollo Beach, residents enjoy a resort-style waterfront lifestyle with a clubhouse, pools, fitness center, tennis and pickleball courts, basketball, parks, playgrounds, walking trails, and opportunities for kayaking and paddleboarding. Convenient access to shopping, dining, I-75, Tampa, MacDill Air Force Base, and the greater Tampa Bay area makes this an exceptional opportunity for those seeking a luxury townhome in Apollo Beach, maintenance-free home in MiraBay, or resort-style Florida living. Luxury, space, convenience, and the MiraBay lifestyle come together at 5518 Luminar Pointe Ln—schedule your private showing today!

5518 Luminar Pointe Lane, Apollo Beach
$395,000
3 Beds ⋅ 2 Baths ⋅ Waterset Wolf Crk Ph A & D1 SubDv. ⋅ 33572 Zip Code
Welcome home to this spacious 3-bedroom, 2-bath residence featuring high ceilings, an open floor plan, and a desirable split-bedroom layout. The kitchen flows seamlessly into the family room, creating a comfortable gathering space, while the combined living and dining areas provide additional flexibility for entertaining and everyday living. The kitchen features solid-surface and stone countertops, and the home offers a combination of luxury vinyl, tile, and carpet flooring. Additional features include an in-wall pest control system, thermostat, window treatments, and energy-efficient double-pane, insulated, low-emissivity windows with shades. Enjoy an impressive selection of community amenities, including a clubhouse, community pool, fitness center, dog park, playground, park, tennis courts, sidewalks, street lighting, and association-owned recreational facilities. The community is golf-cart friendly and also features a community mailbox and wheelchair-accessible amenities.

5936 Golden Nettle Drive, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
$750,000
3 Beds ⋅ 3 Baths ⋅ Symphony Isles Unit One SubDv. ⋅ 33572 Zip Code
Direct deep-water, no-bridge access to Tampa Bay and beyond anchors this Symphony Isles waterfront home for those who love boating and life on the water. Recent improvements include a new roof, expansive Wear Deck exterior deck completed in January 2025, matching Wear Deck dock, 9,000-lb. boat lift and an additional wet slip for larger vessels, jet skis and other water toys. Built-in under-deck storage provides space for kayaks and paddleboards, while the elevated homesite and no flooding history offer added peace of mind. Inside, vaulted ceilings and plantation shutters complement the open floor plan, creating an easy flow for everyday living and entertaining. The kitchen features wood cabinetry and stone countertops, while each bedroom includes its own ensuite bathroom for added privacy and convenience. Outdoors, a covered screened porch overlooks the newly installed pool deck, creating a comfortable space to relax after a day on the water. Practical updates include hurricane-impact sliding doors (2022), HVAC (2016) and an oversized 2-car garage with room for vehicles and recreational gear. Residents of the 24/7 guard-gated Symphony Isles enjoy low HOA fees, no CDD, a clubhouse, community pool, playground, private beach with gazebo, volleyball courts and a community boat ramp. Step off the dock into deep water with no bridges to navigate, head out toward Tampa Bay and beyond, watch for dolphins along the way, and return home to enjoy the pool and waterfront setting. For those who value boating, fishing and easy access to the water, this is a place where the waterfront lifestyle is right outside your door.

835 Symphony Isles Boulevard, Apollo Beach
$1,274,900
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Some homes give you a place to live. This one gives you the Florida lifestyle people dream about. Your boat at your private dock. Friends gathered around the pool. A brilliant sunset reflecting across the water. At 603 Islebay Drive, every day feels like a waterfront escape—and you never have to leave home. Set on a saltwater canal with direct Tampa Bay access, this impeccably maintained Key West–style residence delivers 3,752 square feet of elevated waterfront living. Inside are 4 bedrooms, 3.5 bathrooms, soaring ceilings, beautiful natural light, and striking water views. The renovated kitchen is made to impress, featuring dramatic stone countertops, an oversized island, contrasting cabinetry, stainless-steel appliances, and a dual-fuel range. The first-floor primary suite is pure indulgence, complete with a freestanding soaking tub, oversized shower, dual vanities, and exceptional storage. Upstairs, possibilities await. An exceptionally spacious loft, private bedroom, and full bath create an entire retreat of its own—ideal for out-of-town guests who appreciate privacy and independence, or transform the loft into an impressive game room, home theater, second living area, home office, fitness studio, or whatever fits your lifestyle. Outside, the heated pool, screened lanai, and private dock create the ultimate setting for entertaining, boating, fishing, and unforgettable evenings on the water. A newer roof, tankless water heater, pool heater, remodeled bathrooms, updated flooring, and three-car tandem garage complete the package. All within gated MiraBay, where resort-style amenities and an active coastal lifestyle await. Beautiful homes come and go. Waterfront homes that make you feel something are much harder to find. This is the kind of home you’ll wish you hadn’t missed. Schedule your private showing today!

603 Islebay Drive, Apollo Beach
$925,000
4 Beds ⋅ 4 Baths ⋅ Andalucia Sub SubDv. ⋅ 33572 Zip Code
Rare 1/3-Acre Retreat in Guard-Gated Villas at Andalucia. Set on a private, cul-de-sac lot spanning 0.34 acres — one of the largest in the community, this 4-bedroom, 4-bath home delivers space that's increasingly hard to find inside a guard-gated enclave. Soaring ceilings and abundant natural light run through 3,108 sq ft of living space, anchored by a granite kitchen with upgraded appliances that opens directly into the main living areas. A wood-burning fireplace warms the living room, while laminate flooring throughout the bedrooms and tile elsewhere keep maintenance simple. Step outside to a screened pool and spa with a dedicated pool heater, a private backyard shaded by mango and star fruit trees, built for year-round Florida living. The 2-car garage and mature landscaping complete a lot that feels more estate than subdivision. Villas at Andalucia residents enjoy resort-style amenities most communities can't match: a 24-hour guard gate, community pool, bayfront clubhouse, lighted Har-Tru tennis courts, private beach access, a marina and yacht club with boat slips, and walking trails. Zoned for convenience near shopping and dining, with a roughly 25-minute run to Tampa and its beaches.

5914 La Rosa Lane, Apollo Beach
$425,000
3 Beds ⋅ 3 Baths ⋅ Waterset Ph 3c-2 SubDv. ⋅ 33572 Zip Code
Welcome to 6136 Voyagers Place, beautifully situated in the sought-after Waterset community of Apollo Beach. This spacious two-story residence offers 3 bedrooms, 2.5 bathrooms, 2,389 heated sq. ft., an open-concept floorplan, and a versatile loft that provides exceptional flexibility for a home office, media room, or additional living space. A fully fenced-in yard offers privacy and creates a wonderful setting for outdoor relaxation and entertaining. Enjoy the elevated Florida lifestyle Waterset is known for, with resort-style pools, fitness facilities, parks, sports courts, and miles of scenic trails. Ideally located near I-75, US-41, shopping, dining, waterfront recreation, and all that Apollo Beach has to offer, with convenient access to downtown Tampa. A wonderful opportunity to enjoy space, comfort, community, and the best of the Tampa Bay lifestyle. Motivated seller—bring your offer and make 6136 Voyagers Place your new home!

6136 Voyagers Place, Apollo Beach
$124,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
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