Apollo Beach / Ruskin Homes with Buyer Approval Required Community Features

Apollo Beach / Ruskin Homes with Buyer Approval Required Community Features

Welcome to the enchanting community of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This picturesque region is a hidden gem, offering residents a blend of serene waterfront living and vibrant community spirit. With its stunning views of Tampa Bay and lush landscapes, Apollo Beach is perfect for those looking to embrace the beauty of Florida's natural surroundings.

The homes in this area are not only designed with comfort and style in mind but also offer unique community features that enhance the living experience. Many properties in Apollo Beach come with a Buyer Approval Required, ensuring that new residents seamlessly integrate into the neighborhood's friendly atmosphere. This thoughtful approach fosters a strong sense of belonging and camaraderie among neighbors, making it a wonderful place to raise a family or enjoy a peaceful retirement.

Residents of Apollo Beach and Ruskin enjoy a plethora of recreational activities, from boating and fishing in the warm waters of the bay to exploring the nearby parks and nature trails. The community is also conveniently located near shopping, dining, and entertainment options, providing everything you need just a stone's throw away.

With its captivating scenery, welcoming community, and a variety of homes that cater to diverse lifestyles, Apollo Beach and Ruskin are ideal for anyone looking to find their dream home in Florida. Discover the magic of this charming area and experience the perfect blend of relaxation and adventure that awaits you here!

Newest Apollo Beach / Ruskin Homes with Buyer Approval Required Community Features

209 N Saint Thomas Circle, Apollo Beach
$239,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
ROOM TO RELAX, SPACE TO ENTERTAIN, AND A FLORIDA LIFESTYLE WORTH COMING HOME TO! If you've been looking for a retirement home or winter getaway without sacrificing space and comfort, take a closer look at this beautifully maintained home at 209 N. Saint Thomas Circle in Caribbean Isles Residential Cooperative. With 1,689 square feet of interior living space and an impressive 2,729 square feet enclosed and under roof, this spacious two-bedroom, two-bath home offers plenty of room to spread out. Need a home office, hobby room, or quiet retreat? A separate bonus room with French doors provides the flexibility you've been looking for. The open floor plan, attractive laminate flooring, and comfortable living areas create a welcoming atmosphere, while partial furnishings make settling into your Florida lifestyle even easier. The fully equipped kitchen offers convenient access to both a formal dining room and a casual dining area, giving you options for everything from a quick breakfast to dinner with friends. An interior laundry room adds everyday convenience. And why limit your living space to the indoors? TWO screened outdoor living areas invite you to enjoy Florida's beautiful weather almost year-round. Start your morning with coffee and a good book, gather with friends for afternoon refreshments, or simply enjoy a peaceful evening without ever leaving home. Two covered parking areas, including one accommodating a golf cart, provide additional flexibility and convenience. But the lifestyle doesn't stop at your front door! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative with NO LOT RENT and NO CDD fees, and a monthly maintenance fee of just $242. Enjoy the heated pool, spacious clubhouse, shuffleboard, bocce, games, dinners, dances, and a variety of organized activities. Boating enthusiasts will appreciate the community's private boat launch and canal access leading to Tampa Bay and the Gulf. Golf carts are welcome, and the community's private roads make it easy to get out and enjoy the neighborhood. Conveniently located in Apollo Beach, you're close to shopping, restaurants, medical facilities, and entertainment, with Tampa, St. Petersburg, Sarasota, and Bradenton all within easy reach. Why settle for a small winter retreat when you can have room to live, entertain, and enjoy everything that is the laid-back Florida lifestyle? Whether you're ready to retire full-time or escape the cold for a few months each year, this home offers the space, flexibility, and lifestyle to make every season feel like vacation.

209 N Saint Thomas Circle, Apollo Beach
182 N Saint Thomas Circle, Apollo Beach
$365,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
UNPARALLELED VIEWS!!! This large corner lot situated adjacent to a community park offers privacy and the best views in the gated 55+ community of Caribbean Isles Residential Cooperative community. This 2-bedroom, 2 bath home features 1668 square feet under air and approximately 2771 total square feet. The home offers a family room, dining room, large living room and oversized Florida room with views of the water from most of the rooms. Outside of the Florida room you will find a open patio/deck overlooking the water and your own private covered dock. This home features a double driveway for ample parking of cars, golf carts etc. It offers a large storage shed/workshop as well. Caribbean Isles is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a low monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community which offers a heated pool, clubhouse, recreational amenities, social activities, and private roads perfect for walking, biking, and golf-cart cruising .Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach. Schedule your showing to preview this beautiful property.

182 N Saint Thomas Circle, Apollo Beach
113 W Saint Lucia Loop, Apollo Beach
$135,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
This charming 2 bedroom, 2 bath home is updated and waiting for you to move in and start your retirement! The Primary bedroom includes an ensuite bath and large walk-in closet. The versatile Florida room is great for doing crafts, gathering to cheer on our local sports teams or it even provides extra room for friends or family to relax and enjoy their visit! The spacious screened porch is great for outdoor get-togethers and the adjoining 10x10 shed provides plenty of room for storage, a workshop plus your washer and dryer. If you're an outdoor enthusiast, you'll appreciate our kayaking and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competition, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home

113 W Saint Lucia Loop, Apollo Beach
102 E Saint Lucia Loop, Apollo Beach
$385,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don't actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home's expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts. Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here's where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you've been looking for a newer Florida home but aren't ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.

102 E Saint Lucia Loop, Apollo Beach
260 S Port Royal Lane, Apollo Beach
$210,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
SUNSHINE, PORCH TIME AND EASY FLORIDA LIVING! This charming 2015 two-bedroom, two-bath manufactured home in 55+ Caribbean Isles Residential Cooperative is ready for someone who would rather spend their time enjoying Florida than maintaining a house. Step inside and you'll immediately notice how light, bright and cheerful this home feels. The open floor plan brings the kitchen, living room and dining area together, making the space comfortable for everyday living and entertaining. Pull up a stool at the kitchen island for breakfast or a casual meal, while the cozy dining area provides seating for two when you want to sit down and linger over dinner. Crown molding adds a polished finishing touch, and ceiling fans in the living room and both bedrooms keep those Florida breezes moving. But the real star may be waiting just beyond the sliding glass doors — a large open back porch that practically begs you to slow down and stay awhile. Morning coffee, afternoon reading, dinner outdoors or an evening visit with friends — this is the kind of space that can quickly become your favorite “room” in the house. The primary bedroom features a wall-to-wall closet and private ensuite bath with a walk-in shower. The guest bedroom is conveniently located near the second full bath, which includes a tub/shower combination. Both bathrooms have windows for natural light, and the washer and dryer are conveniently located next to the guest bath. Blinds are already installed throughout, the home is partially furnished, and a separate storage shed gives you extra room for all those things you don't want cluttering your Florida retreat.Then there's life in Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community where your calendar can be as full — or as empty — as you want it. Enjoy the heated pool, clubhouse, games, activities, dinners, dances, boating and kayaking opportunities, or simply hop on the golf cart and visit with neighbors. There's always something happening, but relaxing is an activity here, too.Whether you're looking for a full-time retirement home or a seasonal Florida getaway, this sunny, easy-care home gives you a comfortable place to land — and a terrific back porch from which to enjoy it. Bring the flip-flops, pick your favorite porch chair, and start enjoying Florida!

260 S Port Royal Lane, Apollo Beach
144 Silver Falls Drive, Apollo Beach
$407,000
2 Beds ⋅ 2 Baths ⋅ Southshore Falls Phase 1 SubDv. ⋅ 33572 Zip Code
144 SILVER FALLS DR, APOLLO BEACH, FL 33572 | 2 BEDROOMS + OFFICE | 2 BATHROOMS | 1,933 SQ. FT. Live just steps from the clubhouse, pools, fitness center, and activities at Southshore Falls! This Centex-built home pairs a spacious, comfortable floor plan with one of the most convenient locations in this gated 55+ community. Fresh interior paint from September 2026 gives the home a bright start, and there is no carpet anywhere. The bedrooms have fresh, easy-to-maintain wood-look plank flooring. An updated HVAC system adds another meaningful improvement, while recently updated landscaping welcomes you outside. The decorative front door opens to a foyer with diagonally laid tile and a custom design insert. Beyond it, the living, dining, and sitting areas offer space to spread out or bring everyone together. The kitchen is made for both everyday meals and entertaining, with granite countertops, a tile backsplash, 42-inch cabinets, recessed lighting, a breakfast bar, a large pantry, and a bistro area for coffee. Crown molding, plantation shutters, and ceiling fans add finishing touches throughout. The primary suite offers a large walk-in closet, dual vanities, and a walk-in shower. A second bedroom gives guests their own space, while the office with glass doors can also serve as a den or hobby room. At the end of the day, step onto the extended tiled lanai and enjoy the privacy and changing views of nature. The Wellspring Club is a short stroll away. Enjoy the 14,000-square-foot clubhouse with its ballroom, fitness center, billiards, café, library, card room, and craft room. Outside, choose from the heated lagoon pool, resistance pool, additional community pool, spa, pickleball, tennis, bocce ball, shuffleboard, putting green, and walking and biking trails. A full calendar of clubs and activities makes it easy to find your favorite way to spend the day. The low HOA supports an easier lifestyle with lawn and landscape care, community irrigation maintenance, roof pressure cleaning, amenities, and a 24-hour staffed gate. Pets are welcome, subject to community rules, and there is no CDD. Shopping, waterfront dining, and Florida beaches are within reach. WHAT THE SELLER LOVES: Being able to walk to the clubhouse and amenities, enjoying the private lanai, and having a home with fresh paint, updated flooring, no carpet, and landscaping care included.

144 Silver Falls Drive, Apollo Beach
125 Shell Falls Drive, Apollo Beach
$224,900
2 Beds ⋅ 2 Baths ⋅ Southshore Falls Ph 1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Welcome to easy coastal living in Del Webb Apollo Beach, a vibrant 55+ community where resort style amenities, social opportunities, and a welcoming neighborhood come together. This beautifully maintained two bedroom (plus den), two bathroom Centex villa offers comfortable single level living with a bright, open floor plan and thoughtful spaces designed for everyday living and entertaining. A private side entrance opens to a light filled interior with ceramic tile throughout the main living areas and an easy flow between the kitchen, dining, and living spaces. The kitchen features Corian countertops, generous workspace (pullout drawers), and plenty of room for preparing meals or gathering with friends and family. A flexible den provides the perfect space for a home office, reading room, hobby area, or occasional guest space. The spacious primary suite offers a relaxing retreat with a walk in closet and private bath, while the interior laundry room with full size washer and dryer adds everyday convenience. A two car garage provides secure parking and additional storage. Outside, the screened lanai overlooks a peaceful retention pond, offering tranquil water views and a wonderful setting for morning coffee, afternoon relaxation, or evening conversation. With low monthly HOA fees and no CDD, this home delivers the ease of maintenance free living while giving you more time to enjoy everything Del Webb has to offer, including multiple pools, tennis and pickleball courts, a fitness center, clubhouse, and an active calendar of social activities and events. Conveniently located between Tampa and Sarasota, with easy access to Gulf beaches, restaurants, shopping, entertainment, and medical facilities, this is an opportunity to enjoy the low maintenance, connected coastal lifestyle that makes Del Webb Apollo Beach so special.

125 Shell Falls Drive, Apollo Beach
242 S Port Royal Lane, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
225 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
116 W Saint Johns Way, Apollo Beach
$123,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
229 Silver Falls Drive, Apollo Beach
$359,000
3 Beds ⋅ 2 Baths ⋅ Southshore Falls Ph 1 SubDv. ⋅ 33572 Zip Code
Welcome To Paradise in Del Webb SouthShore Falls!! This Gorgeous METICULOUSLY MAINTAINED Single Family Residence has upgraded 'Marble Style' Tile (no carpet), 3 Bedrooms, 2 Bathrooms & the En-Suite Bath in Primary with Roman Style Walk-in Shower! Newer HVAC in 2017 with NEW UV Light in 2026, NEW WATER HEATER in 2025 & HUGE EXTENDED LANAI. This Beautiful "Islander" Model with 'Castle-Facade' welcomes you as you step through the covered screened entry & you open the door, your eyes will be drawn to the Open Living Area with inviting Marble Tile Flooring that leads you to the triple sliding doors and out to your EXTENDED Screened LANAI... so very Peaceful, you will enjoy nature at its finest on this private, lush lot! You will LOVE your tour of this home! The GOURMET KITCHEN has Newer STAINLESS STEEL APPLIANCES, a Convection Oven, White Stone Countertops, Solid Wood Cabinetry, Breakfast Bistro Bar, Coffee Station, Huge Pantry and a front Kitchen Breakfast Nook! The spacious Great Room/Formal Dining Area is great for entertaining and family get togethers. The Primary BEDROOM SUITE has a Huge Walk-In closet, an En-Suite bathroom with dual sinks, a Roman-style Walk-in Shower (wheelchair accessible), private water closet with linen closet and pocket doors! The Split Floor plan, offers your guests privacy, in the inviting GUEST BEDROOMS both with large closets, one with a Murphy Wall Bed (included) & the other can be used as a 3rd bedroom or Flex Room, Den/Office or Craft room! So many options! The Guest Bathroom has tiled tub & shower conveniently located just steps away! The large laundry room includes the Washer & Dryer & has built-in shelving! The oversized 2-car garage has loads of storage space with built-in shelves, work bench with peg board, utility sink, auto door opener, 2 Hanging Storage Racks & Built-in Ladder to Attic Access for additional storage! Other updates include: Exterior Painted 2026, Ceiling Fans throughout, Recessed canned Lighting, Water Softener and Tiled Roof! All of this and much more! Enjoy Resort-style living in this 24-hour Guard Gated Community...Florida's Best Kept Secret Beyond Compare!  Spectacular recreation area in a Vacation-Style setting with Lagoon Heated pool, Resistance Pool, Spa, state-of-the-art Fitness Center, Water Aerobics, Bike Club, Walking Trails, Golf putting greens, Bocce & Pickle Ball & Tennis courts, Arts and Crafts, Billiards, Library, Card Clubs, Internet café & so many daily activities and Entertainment in the Expansive Clubhouse! Very low HOAs (NO CDDs) Pets Welcome!  Very close to World Renowned Sugar Sand beaches in any direction, Golf Courses, a public boat launch, Freedom Boat Club, Tampa Bay City Life, International Airports and Hospitals. So, Come on, get away from it all at Del Webb SouthShore Falls Paradise and Live, Laugh, & Love Life!

229 Silver Falls Drive, Apollo Beach
1231 Acappella Lane, Apollo Beach
$1,299,000
4 Beds ⋅ 5 Baths ⋅ Symphony Isles Unit Three SubDv. ⋅ 33572 Zip Code
1231 Acappella Lane, Apollo Beach, FL 33572 | 4 Beds | Deep-Water Canal Frontage | No-Bridge Tampa Bay Access | Pool & Heated Spa | Composite Dock + Boat Lift | Main-Floor Primary | New Tile Roof | Symphony Isles | No CDD Waterfront living at 1231 Acappella Lane means the boat, pool, spa, and canal are part of the everyday routine. Set on deep-water canal frontage in 24/7 guard-gated Symphony Isles, this 4-bedroom, 3-full and 2-half-bath home gives you direct Tampa Bay access with no fixed bridges, a private composite dock with electric boat lift, and a screened backyard built around time outside. Start the morning on the lanai overlooking the canal, head out from your own dock when the water calls, then come home to an afternoon by the custom gunite pool. The paved outdoor living area creates room for poolside meals, conversation, and quiet evenings, while the propane-heated spa extends the enjoyment beyond the warmest days. A full screen enclosure, digital pool controls, and updated filtration support the space without distracting from the lifestyle it was designed for. Inside, 3,022 square feet create an easy flow between everyday living and entertaining. Soaring ceilings, architectural trim, plantation shutters, hardwood flooring in the formal dining room, main living area, and upstairs bedrooms, plus neutral tile in other high-traffic areas, give the interior warmth and function. The kitchen keeps the cook connected to the rest of the home, with sightlines across the family room and toward the pool lanai. Solid wood cabinetry, granite countertops, a center preparation area, stainless steel appliances, and a built-in pantry make it easy to move from weekday meals to weekends with friends. The main-floor primary suite creates a private retreat at the end of the day, with walk-in closet space and an en-suite bath featuring double granite vanities, a soaking tub, and separate tiled shower. Upstairs, three additional bedrooms, two full baths, and a 22x18 bonus family room create space to spread out, gather, or unwind. For boaters, the waterfront setup is one of the home's defining advantages. The deeded composite dock is equipped with an electric boat lift, fresh-water washdown, and shore power connections, while the deep-water canal and no-bridge route keep Tampa Bay directly connected to home. A new tile roof, updated water heater, and dual central A/C systems add important improvements. Symphony Isles residents also have access to a private beach, clubhouse, community pool, playground, and private community boat ramp. With no CDD and low annual HOA dues, the community adds another layer to the waterfront lifestyle. ***** WHAT THE SELLER LOVES The best part of living here is how easily the day moves between the water and the backyard. Morning coffee overlooking the canal, leaving by boat from your own dock, coming home for pool time, and ending the day in the heated spa make the waterfront feel less like a weekend escape and more like everyday life.

1231 Acappella Lane, Apollo Beach
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