Apollo Beach / Ruskin Homes with Lake Front Water Frontage

Apollo Beach / Ruskin Homes with Lake Front Water Frontage

Welcome to Apollo Beach and Ruskin, two charming communities nestled along Florida’s stunning Gulf Coast in Hillsborough County. Known for their breathtaking waterfront views and serene lifestyle, these areas are perfect for those seeking a peaceful retreat from the hustle and bustle of city life.

Apollo Beach is famous for its picturesque canals, which provide direct access to Tampa Bay and the Gulf of Mexico. Imagine waking up to the gentle sounds of lapping water and the sight of sun-kissed waves right outside your window. Homes with lakefront and waterfront properties are plentiful here, offering a unique opportunity to experience the beauty of Florida living. Whether you’re an avid boater, fisherman, or simply someone who enjoys the tranquility of water views, Apollo Beach has something for everyone.

Just a short drive away, Ruskin complements the lifestyle found in Apollo Beach with its rich natural surroundings and welcoming community spirit. Known for its lush landscapes and outdoor recreational opportunities, Ruskin is home to several parks and nature preserves, perfect for hiking, kayaking, and enjoying the great Florida outdoors.

Both communities boast a variety of charming homes, many featuring stunning lakefront and waterfront properties. These homes not only provide a beautiful backdrop but also a lifestyle filled with outdoor activities, from fishing off your dock to enjoying sunset cruises on the water.

Whether you’re looking for a primary residence or a vacation getaway, Apollo Beach and Ruskin offer the perfect blend of coastal charm, community warmth, and scenic beauty. Discover your dream home in this idyllic paradise today!

Newest Apollo Beach / Ruskin Homes with Lake Front Water Frontage

$599,000
3 Beds ⋅ 3 Baths ⋅ Waterset Wolf Crk Ph B SubDv. ⋅ 33572 Zip Code
This Toll Brothers Schooner home offers spacious single-story living with an open-concept layout, an east-facing covered lanai, and peaceful pond views. The welcoming foyer leads to a private office with double doors and continues into the spacious great room, with the kitchen and casual dining area seamlessly connected to the main living space. The kitchen features an oversized island with breakfast bar, ample cabinet and counter space, and a pantry, with open sightlines to the great room. The east-facing covered lanai overlooks the pond and provides an outdoor space to enjoy morning sunrises. An outdoor kitchen prep area is also included, offering a convenient setup for future outdoor cooking and entertaining. The primary suite features a generous walk-in closet and private bath with dual-sink vanity, large shower, linen storage, and private water closet. Two additional bedrooms are located near a full hall bath. Additional features include a powder room, dedicated laundry room, and everyday entry from the two-car garage. The open kitchen and great room provide a functional space for everyday living and entertaining, with clear sightlines between the kitchen and living area.

Apollo Beach
$929,000
3 Beds ⋅ 2 Baths ⋅ Mirabay Ph 3a-1 SubDv. ⋅ 33572 Zip Code
429 Manns Harbor Dr, Apollo Beach, FL 33572 | 3 Bedrooms | 2 Bathrooms | 1,978 Sq Ft | Panoramic MiraBay Lagoon & Sunset Views | 2025 Heated/Cooled Pool & Spa | Remodeled Kitchen & Baths | Deeded Dock with 13,000 lb Lift | Metal Roof | Office | 2-Car Garage Sunsets are not simply a view at 429 Manns Harbor Drive. They are how each day ends. Along a broad, open stretch of the MiraBay lagoon, this single-story waterfront home looks west across the water, bringing colorful evening skies into daily life. The 1,350-square-foot screened outdoor retreat gives you a front-row seat. Swim in the 30-foot pool, warm the spa on a cool evening, cool the water during Florida's hottest months, or gather for dinner as the sun disappears beyond the lagoon. The pool and spa were completed in 2025 and the screened enclosure in 2024, creating a private resort for year-round use. Inside, nearly 2,000 square feet keeps the water close. Soaring ceilings, open sightlines, crown molding, wood floors, and tile create an airy interior with no carpet. Formal spaces and an open family room support both celebrations and easy everyday living. A dedicated office or den gives work, hobbies, or quiet time a place of its own. The remodeled kitchen lets you cook without missing the conversation or the view. Custom solid-wood cabinetry, Belize Quartz countertops, an island, and pantry bring style and function together. Matte-finish GE Café refrigerator, microwave, dishwasher, and oven were installed in 2022. Wake to lagoon views in the primary suite, then retreat to a remodeled bath with floor-to-ceiling custom tile, marble finishes, dual sinks, a Japanese bidet toilet, soaking tub, and separate shower with multiple shower heads. Two additional bedrooms and a renovated second full bath create comfortable space for guests. The split-bedroom design and single-level layout make the home easy to enjoy. The waterfront is ready when you are. A private deeded wood dock includes water, power, and a 13,000-pound boat lift. MiraBay's lift and lock system connects the lagoon to saltwater routes toward Tampa Bay and the Gulf, so an afternoon on the boat can begin beyond your screened lanai. A September 2025 HVAC replacement, metal roof, hurricane protection, and attached two-car garage add confidence and convenience. Gated MiraBay adds two heated resort-style pools, a cafe and lounge, 24-hour fitness center, trails, tennis, pickleball, basketball, parks, playgrounds, complimentary kayaks and paddleboards, and a private boat ramp. Weekly food trucks, a full-time activities coordinator, golf-cart-friendly streets, and private golf-cart access to MiraBay Shopping Plaza make dining and shopping part of the lifestyle. The CDD covers community seawalls. For buyers seeking a remodeled, single-story Apollo Beach waterfront home with a pool, dock, boat lift, and panoramic sunset views, this property brings the wish list together. ***** WHAT THE SELLER LOVES: The long lagoon view changes every evening, and the screened outdoor retreat makes it easy to enjoy every color. Heat the spa when the air turns cool, refresh the pool during summer, step onto the dock for a boat ride, or sit back as the water reflects the sunset. It is the kind of setting that makes an ordinary day feel like a getaway. Schedule your private showing and experience 429 Manns Harbor Drive at sunset.

429 Manns Harbor Drive, Apollo Beach
$699,000
4 Beds ⋅ 3 Baths ⋅ Waterset Wolf Crk Ph B SubDv. ⋅ 33572 Zip Code
Built by Toll Brothers, this Sandbar floor plan offers thoughtfully designed single-story living with four bedrooms, three full bathrooms, and an open-concept layout. The foyer welcomes you into a spacious great room featuring a tray ceiling and sliding glass doors that open to the covered lanai, creating a seamless connection between the indoor and outdoor living spaces. The gourmet kitchen serves as the centerpiece of the home with an oversized center island, breakfast bar, walk-in pantry, abundant cabinetry, and generous counter space. The adjoining dining area provides a comfortable setting for everyday living and entertaining. The private primary suite features a tray ceiling, two walk-in closets, and an en-suite bath with dual vanities, a walk-in shower with a built-in seat, linen storage, and a private water closet. Three additional bedrooms provide flexible living arrangements, including one with a private en-suite bath and two that share a full bathroom with dual vanities. Additional highlights include a laundry room upgraded with a utility sink and additional cabinetry for enhanced storage and functionality, quality finishes throughout, and the well-planned design that defines this Toll Brothers home.

Apollo Beach
$479,000
3 Beds ⋅ 2 Baths ⋅ Waterset Wolf Crk Ph B SubDv. ⋅ 33572 Zip Code
Built by Toll Brothers, the Tern floor plan features a thoughtfully designed open-concept layout that blends comfort and functionality. A welcoming foyer leads into the dining area and spacious great room, highlighted by a tray ceiling. Multi-slide stacked glass doors provide abundant natural light and open to the covered, screened lanai overlooking the pond. The kitchen is designed for both everyday living and entertaining, offering a large center island with breakfast bar seating, a pantry cabinet, and ample counter and cabinet space. The open layout creates a seamless connection between the kitchen, dining, and living areas. The primary suite features a tray ceiling, a spacious walk-in closet, and an en-suite bath with dual vanities, a walk-in shower, and a private water closet. Two additional bedrooms are conveniently located near a full bath, providing flexibility for guests, family members, or a home office. Additional features include a centrally located laundry room, an everyday entry, and storage throughout the home. Upgraded interior finishes are included throughout the home as part of the design package. This Toll Brothers home offers a functional floor plan, quality craftsmanship, and pond views from the screened lanai.

Apollo Beach
$459,000
3 Beds ⋅ 2 Baths ⋅ Waterset Wolf Crk Ph B SubDv. ⋅ 33572 Zip Code
Style meets functionality in the Tern home design, featuring a generous open floor plan. The charming foyer opens into the casual dining area and the great room with a graceful tray ceiling. The well-appointed kitchen offers a center island with breakfast bar, useful pantry cabinet, and plenty of counter and cabinet space. Natural light floods in through multi-slide stacked doors opening onto the outdoor covered lanai. The appealing primary bedroom features an elegant tray ceiling, a spacious walk-in closet, and a tranquil primary bath with a dual-sink vanity, a luxe shower, and a private water closet. Two lovely secondary bedrooms are just steps away from a full hall bath. Additional highlights include an everyday entry, centrally located laundry, and extra storage throughout.

Apollo Beach
$324,000
3 Beds ⋅ 3 Baths ⋅ Mangrove Point Phases 2 And 3 SubDv. ⋅ 33572 Zip Code
WATERFRONT END UNIT WITH POND VIEW! Welcome to this beautifully maintained 2024 townhome in the highly desirable Mangrove Point community. As an end unit, this home is filled with natural light thanks to additional windows that interior units simply don’t offer. The open-concept floor plan is designed for comfortable everyday living and effortless entertaining, featuring a modern kitchen with stone countertops, stainless steel appliances, a spacious center island, and abundant cabinet space. The living and dining areas flow seamlessly to the screened lanai, creating the perfect place to relax and enjoy the peaceful waterfront setting. Upstairs, a spacious loft offers endless possibilities as a home office, media room, or reading retreat, while the split-bedroom layout provides added privacy. The generous primary suite overlooks the water and features dual walk-in closets along with a private en-suite bath. Smart home technology adds everyday convenience, allowing you to control the thermostat, interior and exterior lighting, the garage door, and the front door remotely, as well as monitor the front entry directly from your smartphone or compatible device. Ceiling fans in the main living area and the screened lanai provide added comfort year-round. An attached one-car garage and an extra-wide driveway offer plenty of parking for multiple vehicles and guests. The sellers were not required to carry flood insurance at the time they purchased the property. The HOA includes water, sewer, trash, and lawn maintenance, making homeownership easy and low maintenance. Residents enjoy a community pool, scenic walking trails, and a prime location just minutes from I-75, US-41, Apollo Beach marinas, waterfront dining, everyday shopping including Publix, Aldi, and Walmart, and convenient access to MacDill Air Force Base. This exceptional home combines a premium waterfront location, modern finishes, smart home convenience, and low-maintenance Florida living. Schedule your private showing today!

369 Mangrove Shade Circle, Apollo Beach
$659,000
4 Beds ⋅ 3 Baths ⋅ Harbour Isles Ph 1 SubDv. ⋅ 33572 Zip Code
Welcome to 5335 Sandy Shell Drive, a spacious 4-bedroom, 3-bathroom pool home in the Harbour Isles community of Apollo Beach. BRAND NEW ROOF. Offering 2,934 square feet on an oversized 0.32-acre waterfront lot, this home combines generous indoor living space with a private Florida outdoor retreat. The open, flexible floor plan features a first-floor primary suite, three additional bedrooms, three FULL bathrooms, a separate office or den, formal dining space and an impressive upstairs bonus room/loft. High ceilings, crown molding, solid wood cabinetry, stone countertops and abundant natural light add to the home's appeal. With no carpet in the bedrooms or main living areas, the flooring is both attractive and easy to maintain. The primary bedroom features large windows overlooking the pond, a large custom walk-in closet, and an ensuite bathroom with large walk-in shower and dual sinks. Step outside to the screened lanai and enjoy the saltwater pool, surrounded by beautiful travertine tile and overlooking peaceful pond views. The large, private backyard provides plenty of room for relaxing, entertaining and enjoying the Florida lifestyle. Additional highlights include an inside laundry room, water softener, irrigation system an oversized three-car smart garage, paved driveway, freshly painted exterior and interior, 2025 Hot Water Tank, pull down ladder for attic with flooring for storage and solar attic fans to keep attic cooler. Harbour Isles residents enjoy access to community amenities including a clubhouse, resort-style pool, fitness center, basketball court, playground, trails and fishing. Conveniently located near US 41, I-75, shopping, dining, schools and the growing South Shore area, this Apollo Beach pool home offers space, privacy and a highly desirable waterfront setting.

5335 Sandy Shell Drive, Apollo Beach
$599,999
5 Beds ⋅ 3 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Water View | Flex Room | Loft | Gourmet Kitchen | Pond View. New Construction - December Completion! Welcome to the Monterey at 868 Steel Drive in Indigo Creek! This spacious new two-story home is designed for comfort, flexibility, and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, a walk-in pantry, and a seamless flow into the dining area and expansive great room. A first-floor bedroom suite with a full bathroom is perfect for guests or multigenerational living. Upstairs, the private primary suite offers a relaxing retreat, while three additional bedrooms, a versatile loft, and a convenient laundry room provide plenty of space for everyday living. Enjoy indoor-outdoor living on the covered lanai, ideal for relaxing or gathering with friends and family. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, shower in bathroom 3, laundry sink, and outdoor kitchen rough-in. MLS#TB8536321

868 Steel Drive, Apollo Beach
$499,999
3 Beds ⋅ 2 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Covered Extended Lanai | Pond View | Flex Room | Gourmet Kitchen. New Construction - November Completion! Welcome to the Biloxi at 846 Steel Drive in Indigo Creek! This new single-story home has a gourmet kitchen featuring a large center island, abundant cabinetry, and a walk-in pantry, flowing seamlessly into the dining area and spacious great room, making entertaining effortless. Tucked away for added privacy, the primary suite includes a well-appointed bathroom and generous closet space. Two secondary bedrooms, a full bathroom, and a versatile flex room provide plenty of room for guests, hobbies, or a home office. Enjoy outdoor living year-round on the expansive covered lanai, perfect for relaxing or gathering with friends. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, outdoor kitchen rough-in, and extended flooring in the primary bedroom and closet. MLS#TB8536314

846 Steel Drive, Apollo Beach
$499,999
4 Beds ⋅ 4 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Pond View | Close to Amenity | Dedicated Study | Loft. New Construction - September Completion! Welcome to the Anastasia at 823 Steel Drive in Indigo Creek! Step into a home designed for both comfort and connection, where thoughtful spaces and inviting details create a warm everyday retreat. The open kitchen flows beautifully into the dining area and spacious great room, making gatherings feel effortless. Just beyond, the covered lanai offers the perfect spot for morning coffee or relaxing evenings. The first-floor primary suite provides a peaceful haven with a private bath, while a dedicated study adds flexibility for work or creative pursuits. Upstairs, a generous loft and three secondary bedrooms provide plenty of space for family, guests, or hobbies. With a convenient laundry room, charming front porch, and bright, airy layout throughout, this home blends style, function, and comfort in all the right ways. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: laundry appliance package, GE refrigerator, 8' interior doors, single pocket door into the primary bathroom, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#TB8535780

823 Steel Drive, Apollo Beach
$715,000
4 Beds ⋅ 3 Baths ⋅ Waterset Ph 5a-1 SubDv. ⋅ 33572 Zip Code
Luxury, comfort, and exceptional Florida outdoor living come together in this stunning WestBay home located in the highly sought-after Waterset community. Offering 4 bedrooms, 3 full bathrooms, a spacious loft, and a split 3-car garage, this thoughtfully designed home provides the perfect balance of elegance and functionality. The versatile floor plan includes a secondary bedroom and full bathroom on the main level, making it ideal for guests or multi-generational living. A formal dining room offers the perfect setting for entertaining or can easily serve as a home office, den, or flex space. At the heart of the home is the gourmet kitchen, designed to impress with built-in wall oven and microwave, a gas cooktop, abundant cabinetry, and a custom-designed walk-in pantry that provides exceptional organization and storage. The open-concept layout flows seamlessly into the spacious living and dining areas, making it perfect for everyday living and entertaining alike. Upstairs, luxury vinyl plank flooring extends throughout the second floor and staircase, leading to a generous loft that offers endless possibilities as a media room, playroom, or additional living space. The freshly painted interior provides a bright, modern feel throughout. The spacious owner's suite is a true retreat, featuring a spa-inspired ensuite with a soaking tub, oversized walk-in shower, and a custom-organized walk-in closet. Step outside to your own private backyard oasis. The fully fenced yard overlooks both conservation and a tranquil pond, creating a peaceful backdrop for relaxing or entertaining. The expansive screened lanai is an entertainer's dream, complete with a fully equipped outdoor kitchen, built-in pizza oven, hot tub, and comfortable seating area, allowing you to enjoy Florida living year-round. Located in the award-winning Waterset community, residents enjoy resort-style amenities including multiple pools, clubhouses, fitness centers, walking trails, parks, playgrounds, sports courts, and convenient access to shopping, dining, top-rated schools, and I-75. From the gourmet kitchen and thoughtfully upgraded interior to the incredible outdoor living space and picturesque water and conservation views, this move-in-ready home truly has it all.

5306 Silver Sun Drive, Apollo Beach
$475,000
3 Beds ⋅ 2 Baths ⋅ A Resub Of Pt Of Apollo Beac SubDv. ⋅ 33572 Zip Code
Amazing Single-Story Pool Home with NO HOA & NO CDD in Apollo Beach! Welcome to this 3-bedroom, 2-bath, 2-car garage, saltwater pool home, located in one of Apollo Beach's most desirable communities with NO HOA and NO CDD. Offering the ultimate low-maintenance, low-cost Florida lifestyle, this home has been lovingly maintained and thoughtfully upgraded over the years by the owner who originally planned to retire here. Quality improvements include Brazilian Koa engineered hardwood flooring, premium South American granite countertops, a custom Kashmir slate backsplash, and a redesigned open-concept floor plan that creates an inviting space for everyday living and entertaining. A pass-through kitchen window and sliding glass doors open seamlessly to the pool deck, creating the perfect indoor-outdoor living experience. The primary suite and ensuite bathroom have also been completely renovated with stylish, high-quality finishes. Recent major updates provide added peace of mind, including, new HVAC (2025), new water heater (2025), new roof (2021), new garage door (2020), and new primary bathroom exhaust fan (2025). The kitchen is truly the heart of the home, featuring custom granite countertops, a Kashmir slate backsplash, wine refrigerator, breakfast bar, and abundant workspace. The spacious primary suite offers a beautifully remodeled ensuite bath with a designer-tiled walk-in shower. Two additional bedrooms are located on the opposite side of the home and share a full bath, creating a desirable split-bedroom floor plan that provides comfort and privacy for family and guests. Step outside to your private backyard retreat featuring a screened lanai, sparkling in-ground saltwater pool with waterfall feature, and peaceful views of the pond and former golf course. Enjoy breathtaking Florida sunsets from your own backyard oasis. The landscaping has been designed for easy maintenance with decorative shell ground cover, complemented by recently planted fruit trees and palm trees. Location is everything, and this home offers exceptional convenience with easy access to I-75, I-275, US Highway 41, Tampa International Airport, and Sarasota-Bradenton International Airport. Nearby you'll find St. Joseph's Hospital, highly rated schools, downtown Tampa, historic Ybor City, St. Petersburg, Gulf beaches, sporting venues, shopping, dining, and endless entertainment. Apollo Beach continues to grow in popularity while offering outstanding coastal amenities, including restaurants, parks, marinas, boating, fishing, and waterfront recreation. Nearby attractions include Apollo Beach Park & Recreation Center (0.4 miles), Finn's Dockside Bar & Grill (2.2 miles), Circles Waterfront Restaurant (2.3 miles), Land's End Marina (2.4 miles), the Manatee Viewing Center (2.7 miles), and Apollo Beach Nature Preserve (3.2 miles). HIGH & DRY! This home experienced ZERO flood damage during past hurricanes, with no flood insurance claims and no FEMA assistance, providing added confidence for future homeowners. The home is currently tenant occupied, with only 60 days' notice required for owner occupancy, making it an excellent opportunity for owner-occupants, seasonal residents, or investors. Move-in ready and offering an exceptional combination of quality upgrades, a private saltwater pool, beautiful water views, and NO HOA or CDD fees, this is a rare opportunity to own one of Apollo Beach's finest homes. Welcome Home!

744 Flamingo Drive, Apollo Beach
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