Apollo Beach / Ruskin Homes with Water View

Apollo Beach / Ruskin Homes with Water View

Welcome to the enchanting coastal community of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This vibrant region is renowned for its stunning waterfront properties, offering a lifestyle that seamlessly blends relaxation with recreation. With the shimmering waters of Tampa Bay at your doorstep, residents can indulge in breathtaking water views that inspire tranquility and a deep connection to nature.

Apollo Beach is a haven for water enthusiasts, boasting a plethora of opportunities for boating, fishing, and paddleboarding. The scenic shoreline is dotted with beautiful homes, many of which feature expansive water views that create a picturesque backdrop for everyday living. Imagine waking up to the gentle sound of waves lapping against the shore, with the sun casting a golden hue over the water as it rises each morning.

In addition to its natural beauty, Apollo Beach and Ruskin offer a tight-knit community atmosphere, complete with local shops, dining options, and parks that cater to families and outdoor lovers alike. The nearby Apollo Beach Nature Preserve provides a perfect escape for those who enjoy hiking and birdwatching, while the vibrant local culture ensures that there’s always something to see and do.

Whether you’re seeking a serene waterfront retreat or an active lifestyle filled with outdoor adventures, Apollo Beach and Ruskin have it all. Explore the stunning homes with water views that make this region a true gem in Florida, and discover a place where you can create lasting memories by the water’s edge. Your dream home awaits in this picturesque paradise!

Newest Apollo Beach / Ruskin Homes with Water View

$1,050,000
4 Beds ⋅ 3 Baths ⋅ Estuary Estates SubDv. ⋅ 33572 Zip Code
Welcome to waterfront living in Apollo Beach. This impressive 4-bedroom, 3-bath pool home offers approximately 2,400 square feet of elevated living space, a huge lower-level garage with room for 4+ vehicles, a new dock and boat lift, and exceptional indoor-outdoor living designed for the Florida lifestyle. The main living area is located on the second floor, providing elevated living and added protection while taking advantage of the surrounding waterfront setting. The entire interior has been freshly painted, creating a bright, clean and move-in-ready feel throughout. The spacious floor plan includes a generous living room, dining area, kitchen, primary suite and three additional bedrooms, offering plenty of flexibility for family, guests, a home office or hobby space. One of the standout features is the screened second-floor balcony, located just off the main living level, the perfect place to enjoy your morning coffee, evening breeze or peaceful water views while staying protected from the elements. Downstairs, the home offers a massive garage with space for 4+ vehicles, along with abundant room for boats, golf carts, recreational equipment, a workshop and additional storage. Also on the ground level is a screened lanai overlooking the pool, creating another inviting outdoor space for relaxing, entertaining and enjoying year-round Florida living. Step outside to your own private retreat featuring a pool, waterfront setting, new dock and boat lift. Whether spending the day on the water, relaxing by the pool, entertaining under the screened lanai or enjoying the view from the upstairs balcony, this home offers multiple ways to enjoy the best of coastal Florida living. Built in 2023, this Apollo Beach waterfront home combines newer construction with elevated living, exceptional garage space, a private pool, screened outdoor living areas and boating access, a rare combination for buyers seeking space, convenience and the Florida waterfront lifestyle.

526 Estuary Shore Lane, Apollo Beach
$529,999
4 Beds ⋅ 3 Baths ⋅ Indigo Creek SubDv. ⋅ 33572 Zip Code
Under Construction. What's Special: Pond View | Covered Lanai | Gourmet Kitchen | Single Level Living. New Construction – December Completion! Welcome to the Longboat at 864 Steel Drive in Indigo Creek! Step inside from the covered front porch and discover a welcoming foyer that leads past a private study, along with a secondary bedroom and full bathroom that offer flexibility for guests. The heart of the home features a bright, open-concept layout where the kitchen with a center island flows seamlessly into the dining area and great room, creating an ideal space for everyday living and entertaining. Extend your living space outdoors and enjoy the covered lanai, perfect for relaxing and taking in the Florida weather. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with a spacious bathroom and walk-in closet. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: gourmet kitchen, upgraded front door, pendant light package in kitchen, tray ceiling package, 8' interior doors, pre-plumb for future laundry sink, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#TB8552035

864 Steel Drive, Apollo Beach
$1,875,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-4 SubDv. ⋅ 33572 Zip Code
Gracious waterfront living awaits on an oversized, over half-acre lot in the Bay Estates community of MiraBay. Custom John Cannon Mediterranean construction and numerous updates by the current owner deliver impressive attention to detail and thoughtful design elements throughout. Designer lighting, tray ceilings and refined finishes enhance the home’s elegant interiors. Positioned on a private cul-de-sac lot with approximately 200 feet of water frontage and tropical landscaping, the property is complemented by a private dock and 20,000-pound full-service boat lift on the lagoon. Designed primarily for single-level living, the home features generous gathering spaces, including a formal living room and light-filled great room with fully retractable sliders opening to the screened lanai. An adjoining breakfast area flows into the chef’s kitchen, appointed with quartz countertops, a center island, pot filler, and Bosch and KitchenAid appliances. The formal dining room provides an intimate setting for entertaining, complemented by an adjacent entertaining bar, wine refrigeration and a generous wine cellar. The primary suite features a welcoming sitting area, seamless access to the pool terrace, dual closets and a spacious bath with dual vanities, an oversized tub and signature walk-through shower overlooking the garden. The first floor also includes two guest bedrooms, one en suite, an additional full bath with direct pool access, a large laundry room and a private den or office. Upstairs, a bonus room opens to a tranquil waterfront terrace and is joined by a fourth bedroom and full bath. Designed for Florida waterfront living, the home opens to a generous lanai with covered dining, an outdoor kitchen and fireplace, along with a heated pool and spa, creating an inviting setting for relaxing, entertaining and enjoying spectacular sunsets. The current owner has made significant improvements, including a 2025 tile roof, newer HVAC systems, tankless water heater, pool heater, and updates to the dock electrical panel, motor and cables. Additional features include a three-car garage with EV charging, a water purification system and plantation shutters. Located within a private gated enclave inside MiraBay, residents enjoy an array of community amenities, including the Club & Spa, fitness facilities, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, water recreation, a community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping and dining, the property also offers connectivity throughout the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5405 Tybee Island Drive, Apollo Beach
$319,900
3 Beds ⋅ 2 Baths ⋅ Leisey Sub SubDv. ⋅ 33572 Zip Code
Peaceful pond views and a popular single story come together in this inviting three-bedroom, two-bathroom home with a two-car garage. Situated on a lush, fully fenced homesite overlooking a wildlife sanctuary pond, this home offers privacy, East maintenance and excellent investment potential. Located in a quaint neighborhood where every homesite enjoys a pond view, residents also have access to resort-style community pool amenities. A brand-new Publix is conveniently located nearby, with new retail / medical practices opening monthly. Easy access to I-75, US Highway 301 and US Highway 41 makes commuting throughout the Tampa Bay and Downtown St. Pete areas easier than most locations. The home is currently zoned for Doby Elementary with several Charter and Magnet schools close by. VERY little in the Apollo Beach area is located within a USDA-eligible boundaries like this home! Offering qualified buyers the possibility of 100% financing with no down payment. The sellers are also open to negotiating assistance with closing costs, and flood insurance is not currently required. Schedule your private showing to discover the joy of homeownership as the holiday season approaches!

5005 White Chicory Drive, Apollo Beach
$1,200,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-2 SubDv. ⋅ 33572 Zip Code
Gorgeous house with canal in Mirabay that Not require going through the locks to get out to the bay! waterfront home on a very quiet cul-de-sac with exquisite view of sunrise and sunset in true Florida style. As you enter the home, you are greeted with a grand open foyer featuring a large staircase with separate formal dining room and an office with French door. Take a tour of the expansive chef's kitchen that offers an island stove, hardwood cabinets, granite counter tops, and a separate breakfast area with natural lighting and water view. The living room offers lots of space for gathering and plenty of room to roam with the open floor plan. A private master suite is located on the first floor along with a suite bathroom featuring glass shoer, garden tub, and oversite walk-in closet. Open the French door and step out onto the covered porch for breathtaking sunset over the canal with a dock and the outdoor kitchen. The upper floor has a large open great room with cathedral ceilings with three bedrooms. Guest room 1 has a private bath and rooms 2 and 3 share a large jack and jill bathroom. There is plenty of room for 3 cars garage with a Tesla electric charger. Enjoy the true Florida lifestyle and bring your boat!!

625 Mirabay Boulevard, Apollo Beach
$549,900
3 Beds ⋅ 3 Baths ⋅ Harbour Isles Ph 1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Three bedroom, two and a half bath with 2,399 square feet in Harbour Isles, and the layout is the reason to look. Downstairs opens up. A 16 by 15 living room, a kitchen with solid surface counters, solid wood cabinets, a closet pantry and a breakfast bar, and a separate flex room off the front that works as a home office, a playroom, or a landing spot when family visits. The eating area looks out over the pond. Upstairs the primary suite runs 20 by 13 with a walk in closet and a bath with a garden tub and a separate shower. Two more bedrooms, a full bath, a bonus room and the laundry room all sit on that same level, so nobody is hauling baskets up and down stairs. Two car garage, 3,085 total square feet under roof, and fresh concrete pavers added in 2025. Harbour Isles carries a community pool, fitness center, clubhouse, park, playground, sand volleyball, basketball, walking trails and lakes throughout, and the HOA is only $120 a year. Zoned for Doby Elementary, Shields Middle and Lennard High. Apollo Beach puts you on the water side of South Shore with I-75 close for the run to Tampa or Sarasota.

337 Star Shell Drive, Apollo Beach
$389,000
3 Beds ⋅ 2 Baths ⋅ Southshore Falls Ph 1 SubDv. ⋅ 33572 Zip Code
Simply SPECTACULAR! This Single Family Residence with Gorgeous Large Pond WATERVIEW, HAS IT ALL in Del Webb SouthShore Falls! Great Location near Clubhouse! This Exquisite MOVE-IN READY home with over 1,900 square feet, features 2 Primary Bedroom Suites with 2 Baths, plus a 3rd bdrm(flex/office/media room), NEW HVAC (2026), & a Huge Extended Brick Paver Lanai overlooking the Peaceful Pond you'll enjoy nature at its finest! "Beyond all the rest... this one IS the BEST!" The moment you enter the screened entry, open the beautiful glass etched door & step into the foyer accented with archway, you'll be in awe of the Spacious open floor plan with beautiful 20" inch Tiled Floors throughout(no carpet), which leads you to your Peaceful Lanai! Before you get that far, you'll pass the formal dining area (currently set up as a sitting area) has plenty of room for a formal dining room table! Next, you'll fall in love with the Gourmet Kitchen! Beautiful counters & cabinetry with under Cabinet Lighting, Tiled Backsplash, Roll out drawers, Breakfast Bar, Kitchen Island, Closet Pantry & ALL Stainless Steel Appliances are INCLUDED! There is a convenient Table Nook area off kitchen, where you can enjoy your morning coffee while looking out to the pond! Split floorplan gives Both Bedroom Suites privacy! One Suite has sliders to the Lanai, an En-Suite bathroom with gorgeous countertops, dual sinks, a private water closet & a huge Roman Walk-in style tiled Shower! The charming 2nd Bedroom Suite has Walk-in Closet Plus a Wall closet & offers a spacious bathroom with tub & shower combo, single sink vanity and large linen closet. The 3rd bedroom (currently a media room), is great for guests has large closet (currently set up with a desk) or this Den/Office/Flex room would be perfect as a craft room or man-cave! Other features include: Ceiling fans throughout, Water filtration system in kitchen, Inside laundry Room includes washer/dryer. The 2 Car Garage has attic space for storage, cabinets & shelving, work shop bench, exhaust fan to attic, painted garage floor, utility sink & an auto opener. Lush Exterior landscaping gives this home great curb appeal! Great location, just a short stroll to the Clubhouse & all of the fabulous amenities! Enjoy Resort-style living in this 55+, 24-hour Guard Gated Community... Florida's Best Kept Secret Beyond Compare... Very low HOAs (NO CDDs) Pets Welcome! Spectacular recreation area in a Vacation-Style setting featuring our 14,000 sq ft clubhouse with a Lagoon Heated Infinity Pool, Resistance Pool, Spa, state-of-the-art Fitness Center, Water Aerobics, Bike Club, Walking Trails, Golf putting greens, Ping Pong & Bocce Ball, Arts & Crafts, Billiards, Library, Card Clubs, Internet café & so many daily activities and Entertainment! Enjoy the Back Pool, PickleBall/Tennis Courts, too! Very close to World Renowned Sugar Sand beaches in any direction, Golf Courses, a public boat launch, Freedom Boat Club, Tampa Bay City Life, International Airports and Hospitals. So, Come on, get away from it all at Del Webb SouthShore Falls Paradise and Live, Laugh, & Love Life!

216 Silver Falls Drive, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
$750,000
3 Beds ⋅ 3 Baths ⋅ Symphony Isles Unit One SubDv. ⋅ 33572 Zip Code
Direct deep-water, no-bridge access to Tampa Bay and beyond anchors this Symphony Isles waterfront home for those who love boating and life on the water. Recent improvements include a new roof, expansive Wear Deck exterior deck completed in January 2025, matching Wear Deck dock, 9,000-lb. boat lift and an additional wet slip for larger vessels, jet skis and other water toys. Built-in under-deck storage provides space for kayaks and paddleboards, while the elevated homesite and no flooding history offer added peace of mind. Inside, vaulted ceilings and plantation shutters complement the open floor plan, creating an easy flow for everyday living and entertaining. The kitchen features wood cabinetry and stone countertops, while each bedroom includes its own ensuite bathroom for added privacy and convenience. Outdoors, a covered screened porch overlooks the newly installed pool deck, creating a comfortable space to relax after a day on the water. Practical updates include hurricane-impact sliding doors (2022), HVAC (2016) and an oversized 2-car garage with room for vehicles and recreational gear. Residents of the 24/7 guard-gated Symphony Isles enjoy low HOA fees, no CDD, a clubhouse, community pool, playground, private beach with gazebo, volleyball courts and a community boat ramp. Step off the dock into deep water with no bridges to navigate, head out toward Tampa Bay and beyond, watch for dolphins along the way, and return home to enjoy the pool and waterfront setting. For those who value boating, fishing and easy access to the water, this is a place where the waterfront lifestyle is right outside your door.

835 Symphony Isles Boulevard, Apollo Beach
$1,274,900
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Some homes give you a place to live. This one gives you the Florida lifestyle people dream about. Your boat at your private dock. Friends gathered around the pool. A brilliant sunset reflecting across the water. At 603 Islebay Drive, every day feels like a waterfront escape—and you never have to leave home. Set on a saltwater canal with direct Tampa Bay access, this impeccably maintained Key West–style residence delivers 3,752 square feet of elevated waterfront living. Inside are 4 bedrooms, 3.5 bathrooms, soaring ceilings, beautiful natural light, and striking water views. The renovated kitchen is made to impress, featuring dramatic stone countertops, an oversized island, contrasting cabinetry, stainless-steel appliances, and a dual-fuel range. The first-floor primary suite is pure indulgence, complete with a freestanding soaking tub, oversized shower, dual vanities, and exceptional storage. Upstairs, possibilities await. An exceptionally spacious loft, private bedroom, and full bath create an entire retreat of its own—ideal for out-of-town guests who appreciate privacy and independence, or transform the loft into an impressive game room, home theater, second living area, home office, fitness studio, or whatever fits your lifestyle. Outside, the heated pool, screened lanai, and private dock create the ultimate setting for entertaining, boating, fishing, and unforgettable evenings on the water. A newer roof, tankless water heater, pool heater, remodeled bathrooms, updated flooring, and three-car tandem garage complete the package. All within gated MiraBay, where resort-style amenities and an active coastal lifestyle await. Beautiful homes come and go. Waterfront homes that make you feel something are much harder to find. This is the kind of home you’ll wish you hadn’t missed. Schedule your private showing today!

603 Islebay Drive, Apollo Beach
$615,000
4 Beds ⋅ 3 Baths ⋅ Harbour Isles Ph 1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. Looking for a spacious POOL HOME in Apollo Beach with room to truly spread out—and the potential to assume an incredible 2.75% INTEREST RATE? Welcome to 5321 Sandy Shell Drive, a 5-bedroom, 2.5-bath POND-FRONT HOME offering an impressive 3,513 square feet, a private POOL AND SPA, large covered lanai, 3-CAR GARAGE and .22-acre lot in the desirable Harbour Isles community. The seller's existing loan may be ASSUMABLE AT 2.75% for qualified buyers, subject to lender approval and loan assumption requirements. This waterfront home does not require flood insurance! From the moment you step inside, the size of this home stands out. Large windows across the back frame beautiful views of the pool and pond, bringing the Florida lifestyle right into your everyday living space. At the heart of the home is a HUGE 20' x 14' KITCHEN with plenty of room to cook, gather and entertain, opening to a spacious great room overlooking the water. Need more room? You have it. Formal living and dining rooms provide additional entertaining space, while the large loft offers endless possibilities for a media room, home office, game room or second living area. The MASSIVE 20' x 22' PRIMARY BEDROOM creates a private retreat, and four additional bedrooms offer exceptional flexibility for guests, hobbies, work or additional living space. Then step outside to one of this home's best features. The LARGE COVERED LANAI opens to your private POOL AND SPA with a wide POND VIEW beyond it—an inviting setting for morning coffee, evenings outdoors, weekend cookouts or simply enjoying Florida living from your own backyard. Major updates have already been taken care of, including a ROOF AND WATER HEATER approximately one year old, BOTH A/C SYSTEMS REPLACED IN 2020 and NEW CARPET in 2026. And the lifestyle extends beyond your backyard. Harbour Isles offers a COMMUNITY POOL, PLAYGROUND, BASKETBALL COURTS, SAND VOLLEYBALL COURTS and FULL FITNESS CENTER, giving you even more ways to enjoy the community without leaving the neighborhood. With MORE THAN 3,500 SQ FT, FIVE BEDROOMS, multiple living spaces, a POOL AND SPA, POND FRONTAGE, LARGE LOT, 3-CAR GARAGE and the potential for qualified buyers to assume the seller's 2.75% INTEREST RATE, this Apollo Beach home offers a combination that's increasingly difficult to find. If you've been searching for a LARGE APOLLO BEACH POOL HOME with exceptional space, water views, community amenities and a potentially remarkable financing opportunity, 5321 Sandy Shell Drive deserves to be at the top of your list.

5321 Sandy Shell Drive, Apollo Beach
$530,000
3 Beds ⋅ 3 Baths ⋅ Sunset Bay Twnhms SubDv. ⋅ 33572 Zip Code
EXCEPTIONAL WATERFRONT TOWNHOME COMING SOON, THIS LUXERY PROPERTY HITS THE MARKET ON SATURDAY, SEPTEMBER 19TH. *Owners are relocating* providing a unique opportunity that allows for additional options such as: ALL LEVELS FULLY FURNISHED - ADJACENT BACK YARD BOAT SLIP(BOAT SLIP PURCHASED SEPARATELY) - 21ft BENNINGTON (300hrs) CURRENTLY IN SLIP. This premium home is situated in a PET FRIENDLY small 37 unit GATED COMMUNITY and boasts many unique features that provide standout appeal including: RARE END UNIT LOCATION WITH 3 DIFFERENT WATER VIEWS (bay, pool and pond) - GROUND LEVEL WITH BUILT IN PRIVATE ELEVATOR HOSTS AN UNCOMMON 2 CAR DRIVEWAY WITH A TANDEM GARAGE THAT INCLUDES A SPACIOUS FURNISHED GAME ROOM - THE NEWLY UPGRADED HVAC INCLUDES A WHOLE HOUSE DEHUMIDIFIER THAT PROVIDES AN ULTRA LOW HUMIDITY ENVIRONMENT YEAR AROUND. For boating enthusiasts, direct deep-water access to Tampa Bay and the Gulf of Mexico is just moments away. This thoughtfully designed residence features 3 bedrooms and 2.5 bathrooms. Upon entry, you'll find a spacious foyer and abundant storage with a rear facing private waterfront patio, perfect for grilling that adjoins to the game room. The main living level is designed for both everyday comfort and effortless entertainment. Soaring ceilings, crown molding, and abundant natural light with custom plantation shutters throughout the home all create a warm and inviting atmosphere throughout. The chef-inspired kitchen features custom solid-wood white cabinetry, engineered stone countertops, decorative tile backsplash, built-in oven, and an oversized breakfast bar. French doors open to a screened and covered balcony where spectacular water views of dolphins and manatees provide the perfect backdrop for morning coffee, evening cocktails, and unforgettable sunsets. The main-level owner's suite offers a private retreat with a spacious walk-in closet and spa-inspired bath featuring dual vanities, a soaking tub, and walk-in upgraded shower. Upstairs, two generously sized guest bedrooms can sleep 6 with tray ceilings and large walk-in closets. One large full bath supports both bedrooms, while an additional sitting area in the bay facing bedroom provides flexibility for a home office, fitness space, or reading nook. This end-unit allows for exceptional quiet and privacy with only one shared wall. The HOA provides beautifully maintained grounds, and the residents of this Sunset Bay community enjoy resort-style amenities including a waterfront pool, cabana, scenic boardwalk, lagoon, private fishing dock, and lush landscaping. HOA fees include water service and flood insurance for added value and peace of mind. This opportunity becomes even more appealing if a buyer prefers to take advantage of the show room furnished option and-or the prospect of a owning their own private dock which creates a truly turnkey waterfront retreat. Luxury waterfront living, breathtaking views, resort-style amenities, and direct boating access with the added bonus of having HOA supported Flood Insurance — this is Sunset Bay at its finest.

6420 Sunset Bay Circle, Apollo Beach
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