Apollo Beach / Ruskin Homes under $400,000

Apollo Beach / Ruskin Homes under $400,000

Welcome to Apollo Beach and Ruskin, two hidden gems nestled along Florida's stunning Gulf Coast in Hillsborough County. Known for their serene waterfront views and vibrant community spirit, these charming towns offer a perfect blend of relaxation and adventure. Whether you’re drawn to the tranquil waters of Tampa Bay or the lush landscapes that surround you, Apollo Beach and Ruskin promise a lifestyle that’s both enriching and enjoyable.

For those seeking a dream home without breaking the bank, you’ll be delighted to discover a variety of beautiful homes priced under $400,000. This region boasts an impressive selection of properties that cater to diverse tastes and lifestyles. From cozy single-family homes with spacious yards to modern townhouses with community amenities, there’s something for everyone. Imagine sipping your morning coffee on a sun-drenched patio or enjoying a family barbecue in your backyard—all within a budget-friendly range!

Living in Apollo Beach and Ruskin means embracing a lifestyle filled with outdoor activities. Spend your weekends fishing, boating, or simply soaking up the sun at one of the many nearby parks and beaches. With easy access to local shops, restaurants, and entertainment options, you’ll find everything you need just a stone’s throw away.

Whether you’re a first-time homebuyer or looking to downsize, Apollo Beach and Ruskin offer an inviting community atmosphere and affordable housing options. Discover your perfect home in this idyllic part of Florida, where the sun shines bright, and the possibilities are endless!

Newest Apollo Beach / Ruskin Homes under $400,000

211 S Port Royal Lane Unit 523, Apollo Beach
$199,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Large 3 bedroom - 2 Bath home located in Caribbean Isles Residential Cooperative. This home has been meticulously maintained. The Lania is Glass enclosed and overlooks a picturesque pond with lighted fountain that provides a very relaxing moment. Split plan with large Primary Bedroom Dual Closets and an Ensuite. The home has a water Softener and an under-sink water filter fountain for drinking water. The Kitchen has an abundance of storage. The home is tastefully furnished. Bring your clothes and linens and move in. Caribbean Isles is a VERY ACTIVE 55+ Waterfront gated community with no HOA or CDD’s. Maintenance fee is $242.00 monthly. Some of the finest outdoor amenities are here to keep you as active as you want to be. Some of the amenities include year-round heated pool, kayak launch, and a boat launch. There is a separate storage lot for boats and trailers (for fee), bocce-ball, shuffleboard, and horseshoes. Inside, the clubhouse has many amenities including a large area for gatherings, dances, bingo, and of course pot-luck dinners to mention a few. Large game room including bar shuffleboard, darts, card table and 3 pool tables. Separate crafting room for ceramics (2 large kilns), quilting and other crafting. There are regular outside the park activities to keep you on the go. Come see why the Caribbean Isles in Apollo Beach is such a wonderful place to live. Come and enjoy your slice of PARADISE!

211 S Port Royal Lane Unit 523, Apollo Beach
520 Fairhope Drive, Apollo Beach
$213,950
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
Welcome to 520 Fairhope Dr, a conveniently located Apollo Beach home offering 3 bedrooms, 2 bathrooms, and an additional bonus room that provides flexible space for a home office, den, playroom, or other needs. The home features a functional layout with comfortable living areas and a screened-in patio, creating an inviting space to enjoy Florida’s outdoor lifestyle. The property is mostly move-in ready with some light TLC, offering an opportunity for the next owner to make cosmetic updates and add their own personal touches. The established neighborhood and single-story layout make this a practical option for a variety of buyers. Located in the desirable Apollo Beach area, the home is just minutes from the waterfront, local parks, dining, shopping, and recreational opportunities. Apollo Beach is known for its coastal atmosphere, boating and water activities, while nearby U.S. 41 provides convenient access to surrounding South Shore communities, Riverview, Brandon, and the greater Tampa Bay area.

520 Fairhope Drive, Apollo Beach
314 Ibisview Lane, Apollo Beach
$339,900
3 Beds ⋅ 3 Baths ⋅ Townhomes At Compass Pointe SubDv. ⋅ 33572 Zip Code
Short Sale. 314 Ibisview Ln | 4 bedrooms | 2.5 baths | 2,623 sq ft | 2-car garage townhome in MiraBay. Short sale, subject to lender approval, sold as-is. This two-story, maintenance-free townhome has more room than most, starting with a downstairs bedroom and half bath that work well for guests or a home office. The open living and dining area has luxury plank tile and fills with natural light, and the kitchen brings 42-inch cabinets, granite counters, stainless appliances, a center island and a breakfast bar. Upstairs, the oversized primary suite has a bath with a walk-in shower, garden tub, dual sinks and a private water closet, along with two more bedrooms and a full bath. The 2-car garage gives you real storage, something a lot of townhomes can't offer. Living in MiraBay means a gated community with a clubhouse, pool, fitness center, sauna, tennis and basketball courts, parks and a playground, all in the waterfront setting Apollo Beach is known for, with quick access to US 41 and Tampa.

314 Ibisview Lane, Apollo Beach
5037 White Chicory Drive, Apollo Beach
$325,000
4 Beds ⋅ 2 Baths ⋅ Leisey Sub SubDv. ⋅ 33572 Zip Code
Look no further for a true move in ready and immaculate split 4-bedroom home with no stairs to climb. This Hartford model gem offers a neutral palate thru-out and easy maintenance flooring. All the carpeting in bedrooms has been replaced with beautiful laminate that blends seamlessly. The generous foyer welcomes you and leads to the primary living areas of the home. The well-designed bright spacious kitchen with upgraded Samsung appliances and gas stove is a cook's dream. There's no shortage of cabinets or drawers, lots of work-space surface and boast lovely granite throughout with an island that offers bonus seating space. The great or family room really is large, close proximity to the kitchen and dining area and offers many entertaining and decorating options for the Holidays and/or celebrations or just living the dream. The dining area just off the kitchen leads via sliding glass doors to the welcoming backyard where you can catch one of Florida's magnificent sunsets or simply enjoy the beginning of a new day. The backyard backs up currently to a Tree Farm providing a sense of additional privacy. The expansive primary bedroom has an en-suite bathroom with dual-sinks, water closet, step-in shower and large walk-in closet does truly offer an owner's retreat. Close to interstate transportation, highways, shopping, parks and lots of amenities this is a great location! Low HOA with lots of perks and amenities and NO flood insurance requirement. Don't let this one slip away! Schedule your showing today as it's priced competitively and won't last!

5037 White Chicory Drive, Apollo Beach
6237 Clewiston Avenue, Apollo Beach
$389,110
3 Beds ⋅ 3 Baths ⋅ D8v | Waterset Wolf Creek Phase E SubDv. ⋅ 33572 Zip Code
Discover the luxury of brand new townhome living with an impressive collection of designer upgrades and modern conveniences. This beautifully appointed home features elegant quartz countertops, a full gas stainless steel appliance package including refrigerator , and a washer and dryer included for effortless move-in living. Durable, stylish LVP flooring flows throughout, while a tankless water heater provides energy efficient comfort and endless hot water. Blinds throughout add a finished, designer touch, and the peaceful conservation view creates a serene backdrop for everyday living. From the thoughtfully selected finishes to the modern amenities, every detail has been designed to deliver the comfort and elevated lifestyle of a truly exceptional new construction townhome.

6237 Clewiston Avenue, Apollo Beach
6012 Francis Drive, Apollo Beach
$399,000
4 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit 1 Pt 2 SubDv. ⋅ 33572 Zip Code
Welcome to your ultimate coastal sanctuary! Tucked away in a desirable community, this enchanting four-bedroom retreat seamlessly blends everyday comfort with effortless Florida charm. From the moment you arrive, the welcoming front porch and sprawling layout invite you to slow down and savor the sunshine. Beyond the broad carport lies a sun-drenched haven featuring a private, screened-in lanai that opens up to a lush, fully fenced, and gated backyard a private oasis perfect for weekend BBQs, morning coffee, or peaceful evening relaxation. Inside, every corner shines with warmth, care, and move-in-ready radiance. The open-concept living spaces glow with continuous diagonal tile flooring, leading seamlessly into a chef-inspired kitchen built for gathering. Centered around a grand island with bar seating, the kitchen showcases rich wood cabinetry, stainless steel appliances, and gleaming granite countertops with a matching full-granite backsplash. The primary suite feels like a true private retreat, featuring a serene ensuite bathroom and a spacious walk-in wardrobe. Thoughtfully tailored for maximum comfort, the home boasts ceiling fans in every bedroom, the study, and the dining space, along with a dedicated laundry room outfitted with custom storage cabinetry and beautiful, custom-tiled bathrooms. Exceptional major upgrades deliver effortless peace of mind, including a 2022 roof, a brand-new AC system, a brand-new water heater, and seller-noted hurricane-rated windows and doors. Step outside your front door and embrace the vibrant coastal lifestyle! You are just minutes from waterfront dining, local marinas, scenic boat launches, the Apollo Beach Nature Preserve, E.G. Simmons Park, and the iconic Manatee Viewing Center. Whether you’re entertaining friends in the sunlit lanai or heading out to explore the bay, this home offers the ideal blend of tranquility, coastal elegance, and carefree living!

6012 Francis Drive, Apollo Beach
6321 Florida Circle W, Apollo Beach
$280,000
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
UPDATED THROUGHOUT • CORNER LOT • FULLY FENCED YARD • SCREENED PATIO • 2-CAR GARAGE • PRIME APOLLO BEACH LOCATION! Welcome to 6321 Florida Cir W in Apollo Beach! This beautifully updated 3-bedroom, 2-bath home offers 1,165 sq ft of comfortable living space with a bright, modern feel throughout. Step inside and enjoy stylish LVP flooring, an updated kitchen, refreshed bathrooms, and a functional layout that makes the home feel open and inviting. The screened-in porch/patio extends the living space outdoors and creates the perfect spot to relax, entertain, or enjoy Florida weather year-round. Sitting on a desirable corner lot, the property also features a spacious fully fenced backyard with plenty of room for pets, play, gatherings, or future outdoor upgrades. A 2-car garage provides additional parking, storage, and everyday convenience. Located in the heart of Apollo Beach, you’ll be close to beaches, shopping, dining, golf, schools, and local recreation. Easy interstate access provides a quick connection to Tampa and surrounding cities, making this an excellent location for both everyday living and commuting. BONUS: The seller has an existing flood insurance policy that may be transferable to the new buyer, potentially helping keep flood insurance costs more manageable. Buyer to verify transferability and policy details. MOVE-IN READY, UPDATED, AND CONVENIENTLY LOCATED — schedule your private showing today!

6321 Florida Circle W, Apollo Beach
5102 Dandelion Street, Apollo Beach
$330,000
4 Beds ⋅ 3 Baths ⋅ Lynwood SubDv. ⋅ 33572 Zip Code
BEAUTIFUL 4-BEDROOM HOME IN APOLLO BEACH! Welcome to 5102 Dandelion St, where modern design, generous living space, and everyday comfort come together! This impressive two-story home offers approximately 1,870 sq. ft., 4 bedrooms, 2.5 bathrooms, and a versatile upstairs loft. Step inside to a bright, open layout designed for both comfortable everyday living and entertaining. The spacious kitchen is the heart of the home, featuring abundant cabinetry, generous counter space, and a large pantry. The open living and dining areas provide plenty of room to gather with family and friends. Upstairs, retreat to the private primary suite, along with three additional bedrooms and a flexible loft perfect for a home office, playroom, media room, or game area. The conveniently located second-floor laundry room makes everyday living even easier. Whether you're looking for extra bedrooms, work-from-home space, or room to entertain, this home delivers space, flexibility, and a fantastic Apollo Beach location. Come see it for yourself—schedule your private showing today and make this beautiful home yours!

5102 Dandelion Street, Apollo Beach
109 N Saint Thomas Circle, Apollo Beach
$184,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

109 N Saint Thomas Circle, Apollo Beach
5111 White Chicory Drive, Apollo Beach
$337,000
4 Beds ⋅ 3 Baths ⋅ Leisey Sub SubDv. ⋅ 33572 Zip Code
Welcome home to the Atlanta, a spacious two-story home offering 1,870 square feet, four bedrooms, two and a half bathrooms, and plenty of room to enjoy everyday Florida living. The first floor features an open and inviting living and dining area that's perfect for relaxing or entertaining. The kitchen offers plenty of counter and cabinet space, a large pantry, and a convenient half bath is also located on the first floor. Upstairs, you'll find the primary suite along with three additional bedrooms and a versatile loft that's perfect for a game room, play area, home office, or second living space. The second-floor laundry room makes keeping up with laundry easy and convenient. Located in the Lynwood community of Apollo Beach, this home offers easy access to the Tampa Bay waterfront and the laid-back coastal lifestyle the area is known for. Enjoy nearby boating, kayaking, paddleboarding, waterfront dining, and the popular Manatee Viewing Center, all while being conveniently located near everyday shopping and dining. Come see what makes this gem special and the Lynwood community a great place to call home!

5111 White Chicory Drive, Apollo Beach
5064 White Chicory Drive, Apollo Beach
$375,000
5 Beds ⋅ 3 Baths ⋅ Lynwood SubDv. ⋅ 33572 Zip Code
Beyond the front door, a tranquil pond view turns this five-bedroom, two-and-a-half-bath residence into a daily retreat, with 2,215 square feet designed for both lively gatherings and quiet escapes. Well maintained and thoughtfully built, the home balances generous proportions with an easy sense of refinement. Tile flooring sweeps through the main living areas, lending durability and visual continuity to the open-concept plan. At its center, the kitchen presents granite countertops, solid wood cabinetry, stainless steel appliances, a gas cooktop, recessed lighting, a closet pantry and a spacious island ready for everything from pancake mornings to polished dinner parties. The kitchen flows naturally into the gathering spaces and toward the backyard, where water views provide a serene backdrop without demanding reservations. Upstairs, a versatile loft offers breathing room for a media lounge, study zone or game space. All five bedrooms share this level, including the secluded primary suite, creating a practical separation between entertaining below and unwinding above. The abundant bedroom count also introduces compelling flexibility for remote work, varied household needs or potential rental appeal. Daily conveniences sit close at hand. Publix at Wolf Creek Commons simplifies grocery runs, Lennard High School is nearby and Doctor Ott’s Off-Leash Dog Sanctuary gives four-legged companions a worthy neighborhood diversion. A nearby bus stop adds another layer of connectivity. New to the market and rich in space, scenery and possibility, this pondside home merits your attention. Arrange a private tour and experience its calm for yourself.

5064 White Chicory Drive, Apollo Beach
7628 Clovelly Park Place, Apollo Beach
$279,900
3 Beds ⋅ 2 Baths ⋅ Covington Park SubDv. ⋅ 33572 Zip Code
Virtually Staged. Welcome to Covington Park! This 3-bedroom, 2-bathroom, 2-car garage home offers comfortable Florida living with resort-style community amenities and a convenient location just off I-75 and Big Bend Road. Enjoy multiple community pools, splash park, basketball courts, tennis and pickleball courts,and more. All with low HOA and CDD fees. Inside, the open-concept layout creates an easy flow between the kitchen, dining, and living areas. The kitchen features all appliances and new countertops, making it both functional and inviting. The private primary suite offers direct access to the covered lanai and backyard, while the primary bath features a spacious walk-in glass shower and vanity. Two additional bedrooms and a full bath provide comfortable space for family, guests, or a home office. Step outside to enjoy the covered lanai and backyard—perfect for morning coffee, relaxing, or entertaining. Recent updates include a roof 2020, A/C 2021, newer water heater, and newer countertops. Conveniently located near shopping, dining, major roadways, and easy interstate access, with some of Florida's beautiful beaches just a short drive away. INVESTOR OPPORTUNITY: The property is currently tenant-occupied, providing rental income from day one. The existing lease expires March 1, 2027, and the Buyer to assume existing lease, subject to applicable terms and requirements. Come enjoy everything Covington Park has!

7628 Clovelly Park Place, Apollo Beach
Start Your Search